• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

MBNA credit card (county claim form ) was abbey national

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • MBNA credit card (county claim form ) was abbey national

    hi newby here I wondered if anyone could advise me on how to respond to claim form from county court Northampton regauding mbna credit card for £7000 taken out 1996
    Tags: None

  • #2
    Re: EXAMPLE Defence for Consumer Credit Court Claims

    Originally posted by sure ride View Post
    hi newby here I wondered if anyone could advise me on how to respond to claim form from county court Northampton regauding mbna credit card for £7000 taken out 1996
    Please start a new thread in the Court Claim forum you will get mor advice that way.
    nem [MENTION=49370]Kati[/MENTION] can you help please.

    nem

    Comment


    • #3
      m b n a credit card debt .was abbey national passed me over to m b n a

      I have just received a county court claim form for £7000 I took the card out in 1996 with abbey national after a couple of years they changed it to mbna after a dispute they would not honour I stopped payments and 3 years later they have took me to court .via (link) any advise out there please /

      Comment


      • #4
        Re: EXAMPLE Defence for Consumer Credit Court Claims

        should I fill in online acknowledgment of service intending to defend all of this claim ? and the request a cca from the claimant or address for sending documents ? it s different

        Comment


        • #5
          MBNA credit card (county claim form ) was abbey national

          hi just received a claim form for £7000 credit card had a dispute on the account with a third party business which mbna would not honour so I stopped making my payments .and after a couple of years of link now am here . I asked for true copy of cca from link but never came through and a copy of there complaints procedure but also never obliged . is there anything I can do regarding card originally with abbey national and the card with abbey national on the front ?

          Comment


          • #6
            Re: EXAMPLE Defence for Consumer Credit Court Claims

            Originally posted by sure ride View Post
            hi newby here I wondered if anyone could advise me on how to respond to claim form from county court Northampton regauding mbna credit card for £7000 taken out 1996
            Originally posted by nemesis45 View Post
            Please start a new thread in the Court Claim forum you will get mor advice that way.
            nem @Kati can you help please.

            nem
            Hi [MENTION=76495]sure ride[/MENTION] ... I've merged your threads for ease of reading (best to try and keep everything in one place if poss ) xx

            - - - Updated - - -

            Originally posted by sure ride View Post
            should I fill in online acknowledgment of service intending to defend all of this claim ? and the request a cca from the claimant or address for sending documents ? it s different
            Yes to acknowledging ... [MENTION=55034]nemesis45[/MENTION] will be able to tell you about the cca/cpr requests :nod:
            Debt is like any other trap, easy enough to get into, but hard enough to get out of.

            It doesn't matter where your journey begins, so long as you begin it...

            recte agens confido

            ~~~~~

            Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

            I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
            But please include a link to your thread so I know who you are.

            Specialist advice can be sought via our sister site JustBeagle

            Comment


            • #7
              Re: MBNA credit card (county claim form ) was abbey national

              Originally posted by sure ride View Post
              hi just received a claim form for £7000 credit card had a dispute on the account with a third party business which mbna would not honour so I stopped making my payments .and after a couple of years of link now am here . I asked for true copy of cca from link but never came through and a copy of there complaints procedure but also never obliged . is there anything I can do regarding card originally with abbey national and the card with abbey national on the front ?
              OK, if possible can you post a redacted copy of the claim form N1 so we know what is being claimed.
              Now :
              Who is the claimant?
              Is there as solicitor involved?
              When did payments actually stop.

              Let's be clear a County Court Claim has nothing to do
              with any disputes with the original creditor once the
              debt has been sold.
              Let's see the claim form or type it up verbatim here.

              nem

              Comment


              • #8
                Re: EXAMPLE Defence for Consumer Credit Court Claims

                Originally posted by Kati View Post
                Hi @sure ride ... I've merged your threads for ease of reading (best to try and keep everything in one place if poss ) xx

                - - - Updated - - -

                Yes to acknowledging ... @nemesis45 will be able to tell you about the cca/cpr requests :nod:
                Thanks [MENTION=49370]Kati[/MENTION] ( without the E)

                nem

                Comment


                • #9
                  Re: MBNA credit card (county claim form ) was abbey national

                  claimant idr finance uk limited London
                  address for sending documents and payments kearns solicitors Caerphilly
                  last payment made 31/07/2012
                  a default was recorded on 26/09/2012
                  is there anyway I can scan it or upload it to here ?

                  - - - Updated - - -

                  claim form.jpg

                  Comment


                  • #10
                    Re: EXAMPLE Defence for Consumer Credit Court Claims

                    Ok,
                    Jobs to do now:

                    A CCA request to the claimant, for a copy of the agreement relevant to the claim.
                    There is a £1 statutory fee to pay. ( use a Postal Order for this and endorse it " For Statutory Fee Only" the claimant has 12 + 2 working days to comply.

                    Next a CPR 31.4 request ( no fee) to the solicitor for the claimant: This is for all the documents mentioned in the particulars of the claim.
                    i.e. The agreement, the default notice and the Notices of Assignment mentioned (2) in the POC.

                    There are templates for the requests in the forum library for both requests, send by signed for post and check the delivery date.

                    nem

                    Comment


                    • #11
                      Re: MBNA credit card (county claim form ) was abbey national

                      thank very much will get on it

                      Comment


                      • #12
                        Re: MBNA credit card (county claim form ) was abbey national

                        Originally posted by sure ride View Post
                        thank very much will get on it
                        Please keep us informed on developments.

                        nem

                        Comment


                        • #13
                          Re: MBNA credit card (county claim form ) was abbey national

                          I will thx

                          Comment


                          • #14
                            Re: MBNA credit card (county claim form ) was abbey national

                            hi all sorry for delay but not heard anything back until today . I received a letter from link .
                            re my application for account documents ie credit agreements . mbna have responded to link saying they are not able to provide a copy of the agreement. they have sent a check for £1 which I sent via postal order . they take this oppertunaty to advise me that although the agreement is unemforceable the account balance remains collectable . (we look forward to hearing from you )

                            Comment


                            • #15
                              Re: MBNA credit card (county claim form ) was abbey national

                              Originally posted by sure ride View Post
                              hi all sorry for delay but not heard anything back until today . I received a letter from link .
                              re my application for account documents ie credit agreements . mbna have responded to link saying they are not able to provide a copy of the agreement. they have sent a check for £1 which I sent via postal order . they take this oppertunaty to advise me that although the agreement is unemforceable the account balance remains collectable . (we look forward to hearing from you )
                              The have to look for:tinysmile_twink_t2:ward for a very long time

                              Comment

                              View our Terms and Conditions

                              LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

                              If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


                              If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

                              Announcement

                              Collapse

                              Support LegalBeagles


                              Donate with PayPal button

                              LegalBeagles is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

                              See more
                              See less

                              Court Claim ?

                              Guides and Letters
                              Loading...



                              Search and Compare fixed fee legal services and find a solicitor near you.

                              Find a Law Firm


                              Working...
                              X