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Hi everyone
Hi everyone,
I am a widow, living alone and am in my middle seventies and diabled. I have just joined this recommended forum in an attempt to get some advice on harrassment by a debt collector. The original debt was to Bank of Scotland for £900 dating back to 2007. I repaid some of the debt but due to big problems financially after my husband died eventually discontinued the payments.
A few weeks ago I began to receive very unpleasant threatening letters from Arrow Global and another debt collector firm named Rossendale who apparently have been appointed by Arrow Gobal to recover this debt which Arrow Gobal have bought from The Bank of Scotland. The debt has now risen to over £1000
In addition to the letters I began to receive phone calls roughly 3 times daily from about 8.30 am until 8.30pm. Nobody answers when I pick up the phone and a search revealed it is Rossendales.
I rang them and offered a monthly repayment of £50 which is really more than I can afford but was turned down and told I must pay a minimum of £100 or they will begin court proceedings. I told them that was impossible and they said they would now proceed with court proceedings. They then sent me a letter stating I have ignored their phone calls and letters so will be taking me to court. This morning the stressful phonecalls began once more and I just don't know what to do next. Can anybody help me with this problem as I am already ill and this is frightening me so much. I would be so grateful.
I am a widow, living alone and am in my middle seventies and diabled. I have just joined this recommended forum in an attempt to get some advice on harrassment by a debt collector. The original debt was to Bank of Scotland for £900 dating back to 2007. I repaid some of the debt but due to big problems financially after my husband died eventually discontinued the payments.
A few weeks ago I began to receive very unpleasant threatening letters from Arrow Global and another debt collector firm named Rossendale who apparently have been appointed by Arrow Gobal to recover this debt which Arrow Gobal have bought from The Bank of Scotland. The debt has now risen to over £1000
In addition to the letters I began to receive phone calls roughly 3 times daily from about 8.30 am until 8.30pm. Nobody answers when I pick up the phone and a search revealed it is Rossendales.
I rang them and offered a monthly repayment of £50 which is really more than I can afford but was turned down and told I must pay a minimum of £100 or they will begin court proceedings. I told them that was impossible and they said they would now proceed with court proceedings. They then sent me a letter stating I have ignored their phone calls and letters so will be taking me to court. This morning the stressful phonecalls began once more and I just don't know what to do next. Can anybody help me with this problem as I am already ill and this is frightening me so much. I would be so grateful.
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