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CCJ restons solicitors

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  • CCJ restons solicitors

    Hi everyone,


    I am very scared about some paperwork I received today.


    I got divorced in 2007 and got left with a tremendous amount of debt.
    I have been paying this off over the years but finally saw a debt counsellor about 4 years ago.


    I got a copy of my credit report and contacted everyone on there and made small affordable repayments.


    About 2 weeks ago I got a letter hand delivered and when I opened it it was from restons solicitors a CCJ form.
    This debt does not appear on my credit file.


    I thought I had 28 days to respond but today I got a letter saying judgement has been granted and I need to pay 1288 or it will be passed to bailiffs.


    I feel sick at the thouught that a bailiff could turn up.


    I am going to ring them tomorrow I tried tonight but they were shut.
    Do they have to accept an offer of repayment or can they just demand full payment.


    PLEASE HELP
    Tags: None

  • #2
    Re: CCJ restons solicitors

    Hi
    Do you still have the claim form that was sent?

    What was the date on it?

    Did you acknowledge the claim online or any other way ?

    The letter, is it from the court or from Restons. Maybe you could post it up removing identifiable info

    Comment


    • #3
      Re: CCJ restons solicitors

      I havent returned it as I thought I had 28 days.
      Letter from court saying ccj has been passed and I must pay restons.

      Comment


      • #4
        Re: CCJ restons solicitors

        OK

        When you get a claim form you have 19 days from the date on the form to acknowledge the claim, otherwise they can apply for a default judgement which it appears they have done

        There may be a chance to get it set aside but I am not sure how you would do that

        You can make them an offer of payment- what you can afford and if they will not accept it you can apply to the court for a re-determination but that costs money unless you are on a low income [MENTION=5553]charitynjw[/MENTION] [MENTION=6]Amethyst[/MENTION] [MENTION=87380]Diana M[/MENTION] [MENTION=551]pt2537[/MENTION]

        Comment


        • #5
          Re: CCJ restons solicitors

          Ok.
          I presume they do not normally accept a repayment once judgement has been entered.
          I am so worried

          Comment


          • #6
            Re: CCJ restons solicitors

            Well I can only tell you my very old ccjs were repaid at £5 a month. They should accept a payment plan

            Comment


            • #7
              Re: CCJ restons solicitors

              Thank you.
              I don't think I will be getting much sleep.

              Thanks again though

              Comment


              • #8
                Re: CCJ restons solicitors

                ****UPDATE****

                I phoned restons this morning.
                I set up a payment arrangement that I can afford.
                The lady who took my call was very nice and helpful.

                Missil

                Comment

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