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VT and extra insurances help

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  • VT and extra insurances help

    Hi

    Can anyone help? I have attached my HP agreement, black horse are telling me that in order to VT my agreement I need to pay them 880 pounds to pay for gap and extended warranty. To me it looks like the insurance forms part of my agreement of which i have been informed I have paid half. My question is are black horse correct and do I need to pay this extra money, or are they trying it on with me?

    Thanks
    David Haselden
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