Results 1 to 20 of 20

Thread: Repossession after suspended order

  • Share
  • Thread Tools
  • Display
  1. #1
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Repossession after suspended order

    I has a suspended order in my mortgage a/C I've have gone into 2 months arrears so the mortgage company (leeds building society) have applied for an eviction date.
    I have said I'm happy to pay the arrears to move forward. I've been suffering very badly with depression and anxiety. Hence the arrears. I just don't know what to expect next. Is there anything I can do to stop eviction? I would appreciate any help or advise. I do have shelter calling me tomorrow.
    Thanks

  2. #2
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Re: Repossession after suspended order

    Can anyone help?

  3. #3
    Crazy council's Avatar




    Joined
    Dec 2010
    Posts
    1,788
    Mentions
    177 Post(s)

    Default Re: Repossession after suspended order

    Hi

    If you can pay the arrears, just pay it up to date asap, it puts you in a better possition to defent yourself against the action.

    What stage is the action at,
    crazy council ( as in local council,NELC ) as a member of the public, i don't get mad, i get even

  4. #4
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Re: Repossession after suspended order

    The mortgage company have applied to court fir possession. Looks like it will be granted so waiting fir an eviction date.

  5. #5
    Crazy council's Avatar




    Joined
    Dec 2010
    Posts
    1,788
    Mentions
    177 Post(s)

    Default Re: Repossession after suspended order

    hi, possession is first then eviction but it might be possible to fight the possession if you pay the arears up to date,

    have they made the application yet, and do you have a date. Can you give some details of the current possition,

    theres still possibly things you can do, especialy if you can afford to catch up on the arrears.
    crazy council ( as in local council,NELC ) as a member of the public, i don't get mad, i get even

  6. #6
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Re: Repossession after suspended order

    Yes the mortgage company have applied for possession on the 13th June. As of yet I've heard nothing. I have rang court but without a claim number which I haven't got yet they can't help.
    I have spoken with the mortgage company they have asked for me to send a budget planner, 3 months wage slips and bank statements. Along with proof that we can pay off the arrears. I have been in touch with shelter too. I've sent them my budget planner to check before I send to the mortgage company. The mortgage company have said they won't hold the eviction process whilst I'm getting together info.
    I'm just worrying about the bailiffs just turning up. I feel.so sick

  7. #7
    Crazy council's Avatar




    Joined
    Dec 2010
    Posts
    1,788
    Mentions
    177 Post(s)

    Default Re: Repossession after suspended order

    Hi,

    Did you respond on paperowrk to the possesion hearing, if so, what did you say. ?
    You should be able to get the claim details from the morgagee co, then ring the court,
    Do you have much asset in the property as it stands

    What the property worth
    whats the total morgagee outstanding
    whats the total arrears.
    Last edited by Crazy council; 20th June 2017 at 22:41:PM. Reason: adding
    crazy council ( as in local council,NELC ) as a member of the public, i don't get mad, i get even

  8. #8
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Re: Repossession after suspended order

    Morning,
    With it being a suspended order I wasn't given an option to attend I got the letter a day after they had applied for possession.
    Mortgage company are saying they don't have a number yet and that I will probably get it at the same time as them?
    Property worth £80k
    Outstanding £59k
    Arrears £4650
    Thank you again for your help

  9. #9
    Crazy council's Avatar




    Joined
    Dec 2010
    Posts
    1,788
    Mentions
    177 Post(s)

    Default Re: Repossession after suspended order

    Hi

    what paperwork did you get in relation to the possession hearing.. can you give as much detail as possible as to if you responded to iether the court or morgagee company. How long were you in the supended possetion position.
    crazy council ( as in local council,NELC ) as a member of the public, i don't get mad, i get even

  10. #10
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Re: Repossession after suspended order

    I got a letter from my lenders solicitors telling me that they had applied to court for possession. Court won't speak to me without a claim number and I don't have one. I've spoken with the mortgage company. As I've said above the mortgage company have asked for 3 months bank statements and 3 months wage slips and proof I could pay full arears. That's before they will even look at it. And they will not hold any action. I've only had the suspended order since last October. Back then I was expecting to go back to work much sooner than I have which was only a month ago.

  11. #11
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Re: Repossession after suspended order

    I'm in such a state this evening any help much appreciated

  12. #12
    Crazy council's Avatar




    Joined
    Dec 2010
    Posts
    1,788
    Mentions
    177 Post(s)

    Default Re: Repossession after suspended order

    Hi

    I truly understand, many years ago ( 2007-12 ) i was fighting over my house for differrent reasons, went through possetion, even eviction, ( but fought for different reasons and got it back ). I know how hard it feels, but i truly belive some companies rely on the fact that people feel down during these things to stop you fighting back

    Few more questions then someone should be able to explain the position and any ways forward. Understanding how to deal with the morgagee co ( how to word letters etc ) can be usfull.

    Really need to know what stage you are at, you say they applied for the possesion,
    was there a court hearing last weeek, if so, you need to know what happened asap, the claim no should be on the paperwork,
    Did you respond to the case paperwork sent from the court?
    If so, what did you say
    what were the conditions of the prior suspended possesion notice

    what advice anyone can give may be depending on what happened last week,

    Your equity at least puts you in a reasonable position to fight, but its much harder after you loose possetion ( but not impossible ).

    Updated .... had a read.

    Really need to know what happned at court, or if that date was a date the arrears had to be paid up by for them to apply further, if there was no other conditions on the last order than the payments, and the order is still suspeneded, if you pay the arrears ( asap ) it should stop them, you may have to push them on paperwork to get them to agree.

    what did the workding of the paperwork for ither the court or morgage co say about the data last week
    Last edited by Crazy council; 22nd June 2017 at 18:06:PM.
    crazy council ( as in local council,NELC ) as a member of the public, i don't get mad, i get even

  13. #13
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Re: Repossession after suspended order

    It was a letter addressed to the occupier at this address to make them aware that the house was at risk.
    It was from the mortgage company solicitors not court.
    I can't seem to get a claim number from anyone! Such a nightmare.
    Mortgage company just keep saying I will get a letter with eviction date on next probably hand delivered?
    Does that explain more? I have a photo of the letter. Not sure how to send to you directly?
    As you might understand it more than me.
    Thank you again

  14. #14
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Re: Repossession after suspended order

    So today we have a letter from the court with an eviction date of the 1st of August. Please please help! Is this when I need to fill in a N244 form?

  15. #15
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Re: Repossession after suspended order

    Can anyone give advice for the N244?

  16. #16
    Crazy council's Avatar




    Joined
    Dec 2010
    Posts
    1,788
    Mentions
    177 Post(s)

    Default Re: Repossession after suspended order

    Hi

    sorry got caught up this weekend. give me a few hours to get sorted.
    crazy council ( as in local council,NELC ) as a member of the public, i don't get mad, i get even

  17. #17
    Kati's Avatar

    LB Team Member



    Joined
    Jun 2014
    Posts
    11,514
    Mentions
    1155 Post(s)

    Default Re: Repossession after suspended order

    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido

    ~~~~~

    Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

    I can be emailed if you need my help loading pictures/documents to your thread. My email address is kati@legalbeagles.info
    But please include a link to your thread so I know who you are.

    Specialist advice can be sought via our sister site JustBeagle

  18. #18
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Re: Repossession after suspended order

    Can anyone tagged help at all?

  19. #19
    Hrb82's Avatar

    Junior Member



    Joined
    Jun 2017
    Posts
    12
    Mentions
    0 Post(s)

    Default Re: Repossession after suspended order

    My hearing in the morning any tips?

  20. #20
    Crazy council's Avatar




    Joined
    Dec 2010
    Posts
    1,788
    Mentions
    177 Post(s)

    Default Re: Repossession after suspended order

    Hi

    Sorry been caught up myself in something.

    Yes, you can still ask for it to be suspended ( usualy should pay up arrears first. )

    Get the following ready

    Total Value of the property
    Total Morgagee
    To show total asset in property

    Show that you have tried to sort it out with the company, and tat you will sort out your finacial position within 6 months

    sorry fpr being so late
    crazy council ( as in local council,NELC ) as a member of the public, i don't get mad, i get even

Similar Threads

  1. Suspended possession order
    By nicknack in forum Money & Debt
    Replies: 0
    : 3rd July 2014, 19:19:PM
  2. repossession order :/
    By Blackstar in forum Housing, Property and Neighbours
    Replies: 11
    : 3rd August 2013, 00:35:AM
  3. HSBC Suspended Possession Order
    By Will Silver in forum Housing, Property and Neighbours
    Replies: 0
    : 21st March 2013, 10:35:AM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Contact Us



© Celame (UK) Ltd 2016
Hosted by Lodge Information Services Ltd
LegalBeagles® are DPA Registered No. ZA158014
LegalBeagles® is the trading name of CELAME (UK) LIMITED ( 09220332 )
Registered Address: 25 Moorgate, London, England, EC2R 6AY
VAT registration number 206 9740 02
User Alert System provided by Advanced User Tagging v3.1.3 (Lite) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
Feedback Buttons provided by Advanced Post Thanks / Like (Lite) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd. Runs best on HiVelocity Hosting.
Celame (UK) Ltd Powered by vBulletin® Version 4.2.3
Copyright © 2017 vBulletin Solutions, Inc. All rights reserved.

To find out more about managing your money and getting free advice, visit the Money Advice Service,an independent service set up to help people manage their money.

TOP