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Thread: TIM vs ARROW/RESTONS (Need urgent help with defence)

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  1. #51
    MIKE770's Avatar

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    Default Re: TIM vs ARROW/RESTONS (Need urgent help with defence)

    they know they have to produce the info, standard Rectums response template, by the way page one not seen

    - - - Updated - - -

    keep as we tell others the letter safe for possible use in court case if needed and goes that far.

  2. #52
    TIM50's Avatar

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    Default Re: TIM vs ARROW/RESTONS (Need urgent help with defence)

    Sorry, I realised I hadn't blanked out some personal details from the first page.

    I will attach the two pages of the letter here again. Do you think I should just ignore the letter? They seem to be making threats in it.
    Attached Images Attached Images

  3. #53
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    Default Re: TIM vs ARROW/RESTONS (Need urgent help with defence)

    nothing you can do it is up to them to produce as stated above, sure others will comment also! the ball is in their court,


    suggest you read other Restons threads and you will see the method they use, the iidiots and some people believe them!

  4. #54
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    Default Re: TIM vs ARROW/RESTONS (Need urgent help with defence)

    Thanks Mike, so nothing more than intimidation tactics then really it seems.

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    Default Re: TIM vs ARROW/RESTONS (Need urgent help with defence)

    Just a thought, you say you are on JSA therefore you would get fee remission if you needed to force an issue

    Have you thought about making a part 18 request for the Deed of Assignment ?

    No doubt they will refuse again but you could then ask the court to force the issue

    Another option would be , should it come to mediation make an offer at say £1 a month , which I do not think unreasonable if you are on jsa. This would mean no cci as long as you kept up the payments but if you think you have a winning hand then its up to you

  6. #56
    TIM50's Avatar

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    Default Re: TIM vs ARROW/RESTONS (Need urgent help with defence)

    Hi all,

    I hope you all had a good Christmas.

    so I hadn't heard anything from Restons since the middle of last year or so, until December just gone.

    I had a call advising that the results of a SAR were supposed to be being sent to an HSBC branch, but heard nothing more.

    then I received the attached correspondence from Restons last month (which I hadn't realised I had received until recently)

    just wondering how I should proceed? I haven't heard anything from them since receiving the court claim last year.

    would appreciate any advice,

    thanks,
    Attached Images Attached Images

  7. #57
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    Default Re: TIM vs ARROW/RESTONS (Need urgent help with defence)

    Hi
    So they have offered you a small (ish) discount which in any event you are now too late to accept

    I would though chase up the SAR
    Any advice or opinions I offer are based on my experience dealing with personal debt as well as other life events.
    I have no formal legal training
    Any advice is offered without liability
    If in doubt take professional legal advice or contact the CAB

  8. #58
    TIM50's Avatar

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    Default Re: TIM vs ARROW/RESTONS (Need urgent help with defence)

    Thanks. Yes, it is a small discount. I just wonder why they didn't proceed with the court claim after I submitted my defence.

    Do they then likely not have the required documents they were asked to produce? or maybe some other reason..

    I will chase up the SAR. Should I use a particular template for this letter or would just a quick paragraph asking for an update on the location of the SAR suffice?

  9. #59
    warwick65's Avatar

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    Default Re: TIM vs ARROW/RESTONS (Need urgent help with defence)

    I do not want to guess what Restons are playing at - they are not the easiest to work out.
    As for the SAR, either a short letter or , if you have a contact number for the SAR department a quick phone call
    Any advice or opinions I offer are based on my experience dealing with personal debt as well as other life events.
    I have no formal legal training
    Any advice is offered without liability
    If in doubt take professional legal advice or contact the CAB

  10. #60
    TIM50's Avatar

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    Default Re: TIM vs ARROW/RESTONS (Need urgent help with defence)

    Quote Originally Posted by warwick65 View Post
    I do not want to guess what Restons are playing at - they are not the easiest to work out.
    As for the SAR, either a short letter or , if you have a contact number for the SAR department a quick phone call
    Thanks Warwick. I have sent a letter to the SAR department at HSBC asking for an update.

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