• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

County Court Form for Lowell Statute Barred Debt (Overdraft)

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • County Court Form for Lowell Statute Barred Debt (Overdraft)

    Issue Date: 9th May 2017
    Claimant: Lowell Portfolio Limited
    Particulars of Claim:

    1) The defendant entered into a Consumer Credit Act 1974 regulated agreement with Lloyds under Account reference xxxx (the agreement).

    2) The defendant failed to maintain required payments and a default notice was served and not complied with.

    3) The agreement was later assigned to the Claimant on 24/06/2014 and notice given to the defendant.

    4) Despite repeated requests for payment the sum of £2023.87 remains due and outstanding.

    And the claimant claims
    A) The said sun of £2023.87
    B) Interest pursuant to s69 CCA 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £0.444, but limited to one year, being £161.91
    C) Costs

    Amount Claimed: £2185.78
    Court Fee: £105
    Legal representatives costs: £80
    Total: £2370.78

    This was for a Lloyds overdraft that I went into an unnaranged overdraft by £50 for just before I lost my job at the time. Due to older bank fees it escalated over 2 years to around 2k. I placed it onto a DMP with Harrington Brooks but stopped payments (was unable to afford) in March 2011 (confirmed today over the phone with Harrington brooks as the last payment they made to Lloyds). No contact was made with Lloyds and I have not contacted Lowell. No payments or acknowledgement since.

    What is the best way to defend this as it is statute barred now?
    Tags: None

View our Terms and Conditions

LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
Working...
X