• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Wescot working on behalf of Arrow Global

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • #16
    Re: Wescot working on behalf of Arrow Global

    Subject Access Request Letter

    Comment


    • #17
      Re: Wescot working on behalf of Arrow Global

      Ok so we know that these Debt collectors purchase accounts in the thousands from original creditors. Do you suppose they are issued with all documentation or merely basic details?
      So given that they only get basic details, who do you think they go to when they need documents?
      So if they can go to the OC for documents then you have that legal right too, so you get all the information from OC that you can this way you know what the DC will obtain should they ask, from this you can establish if the DC is supplying you with genuine original copies or reconstituted documents.
      Reconstitued can often be flawed and therefore unenforceable this is the importance of a SAR (Subject Access Request).

      Comment


      • #18
        Re: Wescot working on behalf of Arrow Global

        Originally posted by Warpa View Post
        What is SAR? I thought once an alleged debt was sold on you had no dealings with the original company?
        Generally, re an assignment via the Law of Property Act 1925, the assignee (eg debt purchaser) receives the rights to the benefit of the agreement (eg payment), but not the burden.
        An example would be that if PPI was misold, you would claim from the original creditor.
        The Consumer Credit Act, if applicable, changes this to a degree (eg the debt purchaser is required to comply with a s78 CCA request, among other things).
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb


        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.


        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment


        • #19
          Re: Wescot working on behalf of Arrow Global

          So should I just wait then? Or is there a template letter for an SAR?
          I've just won a court case with the amazing help from a solicitor on here and I'm actually able to live a normal life again.
          I have 2 disputed debts left and would like to see them gone too, but after my last case I need time to save for fees

          Comment


          • #20
            Re: Wescot working on behalf of Arrow Global

            http://legalbeagles.info/library/gui...ccess-request/
            CAVEAT LECTOR

            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

            You and I do not see things as they are. We see things as we are.
            Cohen, Herb


            There is danger when a man throws his tongue into high gear before he
            gets his brain a-going.
            Phelps, C. C.


            "They couldn't hit an elephant at this distance!"
            The last words of John Sedgwick

            Comment


            • #21
              Re: Wescot working on behalf of Arrow Global

              Hi

              As you have sent a Cca request I would just sit back and wait. Let's not poke the sleeping giant. That is unless they are harassing you.

              I have cca requests well over 12months old.

              As for the SAR I would wait. If you reply even further threatening letters you could send one then.

              Glad you won your other case, I hope Paul was able to get costs for you so you only had a success fee to pay. Was this the case he blogged about.

              Sit and wait I think

              Comment


              • #22
                Re: Wescot working on behalf of Arrow Global

                Originally posted by Warpa View Post
                I have 2 disputed debts left and would like to see them gone too, but after my last case I need time to save for fees
                Which are the two disputed debts you have left to deal with, and what are the fees you need to save for?

                This forum provides free advice.

                Di

                Comment


                • #23
                  Re: Wescot working on behalf of Arrow Global

                  Thanks for the replies. Di I'll have to wait till I get home to post the links to the 2 alleged debts as at work on a phone it takes me too long.
                  The fees would be to be represented legally again.
                  I agree with what warwick said as I found the court case so stressful.
                  As we were not allowed to fast track we couldn't claim costs.

                  Do you have a link to Paul's blog?

                  Comment


                  • #24
                    Re: Wescot working on behalf of Arrow Global

                    Presumably you mean @pt2537 's blog - it's posted http://legalbeagles.info/forums/foru...-Tilley-s-Blog and the site is here -> https://consumercreditlitigationandd...wordpress.com/ ?

                    Your other threads ( not sure which one you wanted to link to )

                    #staysafestayhome

                    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                    Received a Court Claim? Read >>>>> First Steps

                    Comment


                    • #25
                      Re: Wescot working on behalf of Arrow Global

                      Originally posted by Warpa View Post
                      Di I'll have to wait till I get home to post the links to the 2 alleged debts as at work on a phone it takes me too long.
                      The fees would be to be represented legally again.
                      I agree with what warwick said as I found the court case so stressful.
                      As we were not allowed to fast track we couldn't claim costs.

                      Do you have a link to Paul's blog?
                      I may have a link but it wouldn't be appropriate for me to post it on here since he works for a different firm to my firm which also specialises in consumer credit.

                      You can claim costs in the Small Claims Track in some circumstances.

                      Di

                      Comment


                      • #26
                        Re: Wescot working on behalf of Arrow Global

                        Originally posted by Amethyst View Post

                        Ah! That's them except for the Lowell one as that is now finished with.

                        Comment


                        • #27
                          Re: Wescot working on behalf of Arrow Global

                          So the Nationwide and Cabot ones that you're dealing with now ? ( as well as this Arrow one ? )
                          #staysafestayhome

                          Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                          Received a Court Claim? Read >>>>> First Steps

                          Comment


                          • #28
                            Re: Wescot working on behalf of Arrow Global

                            Yes and I've not heard from any of them in months.

                            Comment


                            • #29
                              Re: Wescot working on behalf of Arrow Global

                              That's a good thing I guess you've just got Lowell out the way so thought you'd best start dealing with the others. Will have a mooch through a bit later see where you're at.
                              #staysafestayhome

                              Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                              Received a Court Claim? Read >>>>> First Steps

                              Comment


                              • #30
                                Re: Wescot working on behalf of Arrow Global

                                Finally got a reply! Even with my poor legal understanding i find this laughable but still need to deal with it. What would you advise on the reply, or should i seek professional advice and have it dealt legally and nip it in the bud?
                                Attached Files

                                Comment

                                View our Terms and Conditions

                                LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

                                If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


                                If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
                                Working...
                                X