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Thread: Lowell Chasing A Debt Right At The Final Moment! CCJ Help Please

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  1. #1
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    Default Lowell Chasing A Debt Right At The Final Moment! CCJ Help Please

    Hi I have received a Claim form From the Claimant Lowell Portfolio In the County Court Buiness Centre on white paper, Its 4 pages long. N1SDT, N9SDT, N9A (SDT) and N9B (SDT). This is for a debt from back in 2010 which I argued with and then was no longer at the property for. Over the years several different companies have tried chasing me for this but everyone who chased me I contacted them and explained my defence of why I am not paying it. They have accepted this and stopped perusing. Then a year goes by sometimes more sometimes less then another different company takes up the alleged debt and we go again. This time it has been Lowell's turn and they accepted what I said and nothing further happened, a letter came a few months from them and I will be honest I ignored it, I've had enough and according to my credit file this will be reported on my file until June 2017. I only have a few months.... what do I do about this? I apparently have to respond within 14 days of the day of service. The day of service is 5 days after the issue date (date issued: 18th April 2017). But i have had different conflicting information. Some people say its a ruse to make me pay because its not a true court document (they are blue and white) and others have me panicking. I have never been in this position before in my life,

    Thanks for taking the time to read this,
    Gemma

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    Default Re: Lowell Chasing A Debt Right At The Final Moment! CCJ Help Please


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    Default Re: Lowell Chasing A Debt Right At The Final Moment! CCJ Help Please

    Quote Originally Posted by MIKE770 View Post
    Gem81 Lowell don't send fake court claims out....it is genuine follow mikes steps as in previous post.

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    Default Re: Lowell Chasing A Debt Right At The Final Moment! CCJ Help Please

    Thankyou to everyone who has helped so far I appreciate it. I have ordered some printer ink so I can print out your templates with my details. One quick question though, just to clarify, when I log into the online government site what do I put my plea as? I just NEED more time to try and deal with this out of court as per your instructions.

    Thankyou

    Gemma

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    Default Re: Lowell Chasing A Debt Right At The Final Moment! CCJ Help Please

    tick = defend all that is it for now - take it you mean the question on the form?

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    Default Re: Lowell Chasing A Debt Right At The Final Moment! CCJ Help Please

    Hi Gemma

    For the time being do not enter a written defence.....leave that box blank.

    Just tick the 'defend in full' part, &, if you live in England/Wales, do not contest jurisdiction.
    CAVEAT LECTOR

    This is only my opinion - "
    Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

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    Default Re: Lowell Chasing A Debt Right At The Final Moment! CCJ Help Please


  8. #8
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    Default Re: Lowell Chasing A Debt Right At The Final Moment! CCJ Help Please

    Could you post up the Particulars of Claim (or type verbatim).........with personal identifiers edited out?
    CAVEAT LECTOR

    This is only my opinion - "
    Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

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