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Thread: court claim from lowell for provident. plz help

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  1. #151
    flicky1314's Avatar

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    Default Re: court claim from lowell for provident. plz help

    @Amethyst it is. I'm positive I'm away I go on the 9th for two weeks so I knew I wouldn't be back till least the 23rd /24th. oh well let's wait and see lol . thank u for advice xx

  2. #152
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    Default Re: court claim from lowell for provident. plz help

    hi guys just keeping you up to date. AS of this morning I had heard nothing from the court about the date. so rang them for the 3rd time and actually managed to get through and yes I had put on my questionnaire that I will be away till the 24th. so she's gonna send it off to get another date. and I will hear in the post.

  3. #153
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    Default Re: court claim from lowell for provident. plz help

    Quote Originally Posted by flicky1314 View Post
    I had put on my questionnaire that I will be away till the 24th. so she's gonna send it off to get another date. and I will hear in the post.
    Good thing you made them check your DQ!

    Di
    I am a Litigation Executive at Joanna Connolly Solicitors a firm which specializes in consumer credit.

    This forum’s site rules don’t allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk. Our initial advice is always free.


    Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

  4. #154
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    Default Re: court claim from lowell for provident. plz help

    I know it's bad really.all that panic for their mistake x

  5. #155
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    Default Re: court claim from lowell for provident. plz help

    letter through today new date of 9th Nov. .

  6. #156
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    Default Re: court claim from lowell for provident. plz help

    omg guys I need your help.
    received a massive folder today from Lowell solicitor. with loads of documents in.
    1. claim form
    2.acknowledgment of service.
    3.defendants defence.
    4. notice of transfer of proceedings.
    5. notice of allocation to small claims track
    6. notice of trail.
    7. Claimants witness evidence.
    8. claimants response witness statement of umar zahid and exhibits uz1 to uz5.
    9. 3.defendants correspondence.
    10. 3.defendahrs directions questionnaire
    letter from defendant s77-s79 cca request.
    request for documents pursuant to cpr 31.14
    letter from defendant s77-s79 request
    defendant witness evidence to follow



    plz plz help what do I do. they have letters they've supposed to have sent me ive never seen them
    they have photocopy of so called agreement with my signature on them
    payments dates and times. but all photocopy.

    I could cry now. feel like I don't have q choice now

  7. #157
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    Default Re: court claim from lowell for provident. plz help

    So you have their Witness statement and the exhibits/evidence they intend to rely on

    I don;t have the time to read back but did you send a CCA request to Lowell at all

    If you read one of those agreements carefully it may well refer to something overleaf and if it is not there they haven't complied with your CCA request

    You will need to do youw own witness statement before court, I know it is very daunting
    Any advice or opinions I offer are based on my experience dealing with personal debt as well as other life events.
    I have no formal legal training
    Any advice is offered without liability
    If in doubt take professional legal advice or contact the CAB

  8. #158
    flicky1314's Avatar

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    Default Re: court claim from lowell for provident. plz help

    @warwick65 yes I sent a cca request to Lowell and provident but never had anything back. I'll have a read of the agreement and let you know. everything they are using I've never seen and it's all photocopies. even the payment history is only a print out on plain paper

  9. #159
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    Default Re: court claim from lowell for provident. plz help

    Just out of interest when was the last payment. Didn't you think this was SB
    Any advice or opinions I offer are based on my experience dealing with personal debt as well as other life events.
    I have no formal legal training
    Any advice is offered without liability
    If in doubt take professional legal advice or contact the CAB

  10. #160
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    Default Re: court claim from lowell for provident. plz help

    July 2012 they 're saying. but I'm convinced it's not

  11. #161
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    Default Re: court claim from lowell for provident. plz help

    @warwick65 I've looked at the agreement. I can't see anything that's says about referring to something overleaf. but right at the bottom of the page it says part 2 - agreement page 1 (white copy to head office). also the address that's on the agreement is not the address I lived at at the time. don't know if that makes a difference. I'm really scared about all this. don't know where to start.

  12. #162
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    Default Re: court claim from lowell for provident. plz help

    sorry I don't know how to put a pic on to show u what it says

  13. #163
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    Default Re: court claim from lowell for provident. plz help

    Hi Flicky

    Does the agreement have your signature on it ?

    If the addresses don't match something seems a little amiss

    if you look at the agreements I am uploading and read the bit in yellow it refers to overleaf although it is so small it took me a while to find it
    29_S78_Documents edit.pdf

    Ignore the title, I know it should be S77 but they were misfiled by me
    Any advice or opinions I offer are based on my experience dealing with personal debt as well as other life events.
    I have no formal legal training
    Any advice is offered without liability
    If in doubt take professional legal advice or contact the CAB

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