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Thread: Reconstituted cca

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  1. #1
    Join Date
    Mar 2017
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    Default Reconstituted cca

    Hi just wondering if anyone can help me.
    I have recieved a reconstituted CCA from the DCA that are trying to get a ccj against me.
    The problems are
    1. They have not informed me that it is reconstituted.
    2.The document is made up from what appears to be three different documents with dates that do not correspond to the time I aquired my credit card, one date is the year before and the other date is 6 years later lol. There are also discrepencies with information on the documents.
    3. The bank sent me a reconstituted agreement and told me that it was reconstituted.
    Would this document be accepted in a court of law or would the Judge be able to see that they are trying to fool me into thinking that it is a true legal document?

  2. #2
    Join Date
    Aug 2016
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    Default Re: Reconstituted cca

    Can you update us on how things have gone so far?

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