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Appeal CCJ and lowell payment request

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  • Appeal CCJ and lowell payment request

    I got a surprising CCJ judgment on 2nd March (awaiting paperwork in post). I was shocked at the outcome as I believe I did all the right things. I made a case that the debt bought by lowell portfolio 1 ltd from capital one is unenforceable as the claimant's could not produce a copy of the original agreement or the assignment. Lowell produced a copy of the original application but no legal assignment. Cut story short, they got the judgment in their favour. I presented what I have and thought as the agreement but was told it is a letter. I guess I was overwhelmed by the judges handling of the case as he interjected my presentation a lot as not relevant and I should get what he is thinking. When the case finished and came out of the chamber, I realised that I only gave the letter to which the card was attached and not the copy of the original agreement that was also enclosed with the card. This was clearly the copy of the agreement unsigned and undated and I was advised to keep it in a safe place. The application is dated 2001 and together with costs, interests and fees the debt awarded stands at @£7000. I cannot afford to pay this and can't sleep.
    DO I HAVE ANY ROOM TO GET THE COURT TO REVIEW THE CASE IN VIEW OF MY NEWLY FOUND COPY OF ORIGINAL AGREEMENT. SOMEBODY PLEASE HELP ME AS I AM DROWNING. LIFE'S DIFFICULT AT THE MOMENT.
    Tags: None

  • #2
    Re: Appeal unenforceable debt ccj

    Please any generous advice will be appreciated

    Comment


    • #3
      Re: Appeal unenforceable debt ccj

      Appeal or Set Aside. Just can't sleep

      Comment


      • #4
        Re: Appeal unenforceable debt ccj

        Is anybody able to help please

        Comment


        • #5
          Re: Appeal unenforceable debt ccj

          [MENTION=87380]Diana M[/MENTION];

          Comment


          • #6
            Re: Appeal unenforceable debt ccj

            Please I don't understand your reply

            Comment


            • #7
              Re: Appeal unenforceable debt ccj

              asking for that person to assist you,

              Comment


              • #8
                Re: Appeal unenforceable debt ccj

                Thanks a lot

                Comment


                • #9
                  Re: Appeal unenforceable debt ccj

                  I don't know how to contact her on this forum or do I just wait for her to respond to my post. Please help

                  Comment


                  • #10
                    Re: Appeal unenforceable debt ccj

                    wait she will respond probably out shopping

                    Comment


                    • #11
                      Re: Appeal unenforceable debt ccj

                      Bless you. Thanks

                      Comment


                      • #12
                        Re: Appeal unenforceable debt ccj

                        Hi Jeed

                        Did you ask the judge for permission to appeal at your hearing?
                        Was it in Small Claims court?
                        CAVEAT LECTOR

                        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                        You and I do not see things as they are. We see things as we are.
                        Cohen, Herb


                        There is danger when a man throws his tongue into high gear before he
                        gets his brain a-going.
                        Phelps, C. C.


                        "They couldn't hit an elephant at this distance!"
                        The last words of John Sedgwick

                        Comment


                        • #13
                          Re: Appeal unenforceable debt ccj

                          I did not ask permission to appeal and it was a small claims court at Watford

                          Comment


                          • #14
                            Re: Appeal unenforceable debt ccj

                            It is likely that the case was heard by a Deputy District Judge or a District judge.
                            Could you confirm?
                            CAVEAT LECTOR

                            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                            You and I do not see things as they are. We see things as we are.
                            Cohen, Herb


                            There is danger when a man throws his tongue into high gear before he
                            gets his brain a-going.
                            Phelps, C. C.


                            "They couldn't hit an elephant at this distance!"
                            The last words of John Sedgwick

                            Comment


                            • #15
                              Re: Appeal unenforceable debt ccj

                              I believe so

                              Comment

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