Results 1 to 3 of 3

Thread: Recieved A letter from MONUMENT

  • Share
  • Thread Tools
  • Display
  1. #1
    Join Date
    Jul 2015
    Posts
    6
    Mentioned
    0 Post(s)

    Default Recieved A letter from MONUMENT

    Hi guys.

    I had a credit card from monument back in 2006 which i did not pay off and went on until it disappeared from my credit file as i made no contact and the 6 years past since last payment made.

    Today I received a letter from monument stating

    :
    Further to your recent contact with our customer service department, please find a cheque enclosed for the outstanding credit balance of your Monument visa credit card account as requested.

    it has a cheque of some 300 odd amount attached to it.

    Just wanted to know if that is legit as I never contacted them at all and this letter came out of the blue.
    I wonder how they have my present address as I have been out of contact with them for last 11 years.

    Please let me know if it is legit or a trap to make me accept a statute barred debt again.

    Thanks
    Adam

  2. #2
    Join Date
    Oct 2016
    Posts
    12
    Mentioned
    0 Post(s)

    Default Re: Recieved A letter from MONUMENT

    Quote Originally Posted by adam147 View Post
    Hi guys.

    I had a credit card from monument back in 2006 which i did not pay off and went on until it disappeared from my credit file as i made no contact and the 6 years past since last payment made.

    Today I received a letter from monument stating

    :
    Further to your recent contact with our customer service department, please find a cheque enclosed for the outstanding credit balance of your Monument visa credit card account as requested.

    it has a cheque of some 300 odd amount attached to it.

    Just wanted to know if that is legit as I never contacted them at all and this letter came out of the blue.
    I wonder how they have my present address as I have been out of contact with them for last 11 years.

    Please let me know if it is legit or a trap to make me accept a statute barred debt again.

    Thanks
    Adam
    Is it for PPI ?

  3. #3
    Join Date
    Jun 2007
    Posts
    17,189
    Mentioned
    69 Post(s)

    Default Re: Recieved A letter from MONUMENT

    Monument did have something called 'Payment Break Plan' and having a nosy they are repaying this with interest. Once a debt is statute barred it can not be unbarred and therefore no legal action can be taken against you.
    If your happy with the amount I would go treat yourself x


    ​​​​

    https://www.carersuk.org/

Similar Threads

  1. Retail Loss Prevention Letter recieved
    By emailchris252 in forum Consumer and Civil Rights
    Replies: 7
    : 25th January 2015, 19:20:PM
  2. recieved a CCA letter Helpppp
    By Billybob1 in forum Received a Court Claim?
    Replies: 23
    : 6th September 2014, 15:12:PM
  3. ppi rejection letter recieved(advice please)
    By emeraldbreeze in forum PPI - Payment Protection Insurance Reclaiming
    Replies: 6
    : 27th June 2013, 13:29:PM
  4. HELP recieved a letter from the bank
    By mgj2010 in forum Bank Charge Claims
    Replies: 1
    : 24th February 2010, 06:27:AM
  5. Letter recieved today re. Hardship & Co-op smile
    By catinahat in forum Hardship Issues
    Replies: 0
    : 7th December 2009, 18:15:PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Contact Us



© Celame (UK) Ltd 2016
Hosted by Lodge Information Services Ltd
LegalBeagles® are DPA Registered No. ZA158014
LegalBeagles® is the trading name of CELAME (UK) LIMITED ( 09220332 )
Registered Address: 25 Moorgate, London, England, EC2R 6AY
VAT registration number 206 9740 02
User Alert System provided by Advanced User Tagging v3.1.3 (Lite) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
Feedback Buttons provided by Advanced Post Thanks / Like (Lite) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd. Runs best on HiVelocity Hosting.
Celame (UK) Ltd Powered by vBulletin® Version 4.2.3
Copyright © 2017 vBulletin Solutions, Inc. All rights reserved.
TOP