Re: Lowell DQ stage
Imho, the defence isn't too bad.
Again re penalty charges, it would depend on how much was charged & what it (they) were for.
For instance, back in 2006 the OFT (as was) calculated 'fair' default charges, applicable to credit cards, to be (max) £12.
It might be a tad tricky to state that unfair charges were applied to an agreement while at the same time stating that there was no agreement.......if you see what I mean.
Imho, the defence isn't too bad.
Again re penalty charges, it would depend on how much was charged & what it (they) were for.
For instance, back in 2006 the OFT (as was) calculated 'fair' default charges, applicable to credit cards, to be (max) £12.
It might be a tad tricky to state that unfair charges were applied to an agreement while at the same time stating that there was no agreement.......if you see what I mean.
Comment