Lowells Solicitors.

[steve811]

I have received a COunty Court Claim form from Lowells Solicitors acting for JD Williams. this relates to an account opened in 2001, defaulted in 2012 and passed to Lowells. There has been no payment since November 2011 and the debt would be statute barred in November of this year. I have followed the advice on the forum, acknowledged the debt and filed the CPR letter requesting details. I know that there is no signed agreement from 2001, as I have previously asked for copies, and was sent a "re-constituted" agreement which has no signature, making the debt unenforceable in my opinion. I have now waited 10 days since sending the letter and Lowells acknowledged it by email and have said the client will provide the paperwork, which they have not. I have until the 8th to file my defence, how do the collective minds advise I proceed?

[steve811]

Re: Lowells Solicitors.

Anyone help please?

[MIKE770]

Re: Lowells Solicitors.

[MENTION=87380]Diana M[/MENTION]

- - - Updated - - -

Defence Example | adjust to suit i.e. no response to request for CPR31.14 also request contents of N1 listed there in

[Diana M]

Re: Lowells Solicitors.

I have followed the advice on the forum, acknowledged the debt and filed the CPR letter requesting details. I know that there is no signed agreement from 2001, as I have previously asked for copies

When you say you previously asked for copies, do you mean you have previously sent a s.77-79 CCA Request including the £1 statutory fee to Lowells or the original creditor ?

If they have not complied with that request then you don't need to send another (assuming you've kept all the relevant correspondence).

Di

[Diana M]

Re: Lowells Solicitors.

and filed the CPR letter requesting details.

. . . I have until the 8th to file my defence, how do the collective minds advise I proceed?

In order to get help with filing your Defence you need to post up (type out) the Particulars of Claim (word for word) removing anything which could identify you.

What documents did you ask for in your CPR 31.14 Request?

Di