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Received claim on 16/02/2017
Issue date: 14/02/2017
Approx amount: £290
Claimant: LOWELL PORTFOLIO I LTD
Solicitor: Cohen Cramer
Particulars of Claim:
"The claim is for the sum of £199 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a Provident Personal Credit Limited account with an account reference #########. The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s.87(1) of the Consumer Credit Act 1974 which has not been complied with. The debt was legally assigned to the claimant on 26/Jun/2015, notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £15.92. The Claimant claims the sum of £214.92."
I'm not certain that the claim is statute barred. Repayments were made in cash, and the last payment was a few months before the date of default, which is July 2011. Borderline.
Acknowledged claim on MCOL - 16/02/2017
Letters sent:
1. CCA request to Claimant plus £1 uncrossed postal order (18/02/2017)
2. CPR request to Claimant's Solicitors + copy of CCA plus £1 uncrossed postal order (18/02/2017)
Letters received:
27/02/2017 - Response from Solicitor
"We have received your letter in which you make a request for documents and have notified our client Lowell Portfolio I Ltd of this request. Documents in support of our client's claim will be disclosed on or before disclosure as directed by the Court. In the meantime, please file your response to the Claim Form in accordance with the Court timetable. If you require further time to prepare your response, please let us know as we may be able to agree a short extension to the Court time table."
Issue date: 14/02/2017
Approx amount: £290
Claimant: LOWELL PORTFOLIO I LTD
Solicitor: Cohen Cramer
Particulars of Claim:
"The claim is for the sum of £199 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a Provident Personal Credit Limited account with an account reference #########. The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s.87(1) of the Consumer Credit Act 1974 which has not been complied with. The debt was legally assigned to the claimant on 26/Jun/2015, notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £15.92. The Claimant claims the sum of £214.92."
I'm not certain that the claim is statute barred. Repayments were made in cash, and the last payment was a few months before the date of default, which is July 2011. Borderline.
Acknowledged claim on MCOL - 16/02/2017
Letters sent:
1. CCA request to Claimant plus £1 uncrossed postal order (18/02/2017)
2. CPR request to Claimant's Solicitors + copy of CCA plus £1 uncrossed postal order (18/02/2017)
Letters received:
27/02/2017 - Response from Solicitor
"We have received your letter in which you make a request for documents and have notified our client Lowell Portfolio I Ltd of this request. Documents in support of our client's claim will be disclosed on or before disclosure as directed by the Court. In the meantime, please file your response to the Claim Form in accordance with the Court timetable. If you require further time to prepare your response, please let us know as we may be able to agree a short extension to the Court time table."
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