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**DISCONTINUED!!!** Court claim from PRA Group Ltd UK

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  • **DISCONTINUED!!!** Court claim from PRA Group Ltd UK

    I've received claim form from county court business centre for a loan originally lloyds tsb now assigned to PRA Group. I've acknowledged the claim and I'm stuck how to do defence, don't recognise the loan but had credit card years ago which I was paying 5 month up until three months ago. I don't have any other correspondence connecting them to this loan. I've had no letters from Lloyds to say they have sold the debt.
    Tags: None

  • #2
    Re: Court claim from PRA Group Ltd UK

    | CCA Request || CPR 31.14 Request send these off

    CCA1974 with £1,00 postal CPR31.14 free to solicitors

    Comment


    • #3
      Re: Court claim from PRA Group Ltd UK

      No solicitors details on claim only claimants representative name. No other address for solicitors

      - - - Updated - - -

      Do I have to send a copy to the court, and how do I fill in defence form

      Comment


      • #4
        Re: Court claim from PRA Group Ltd UK

        Hi Elaineg & welcome to LB

        Could you please post up or type the Particulars of Claim verbatim (personal details redacted) & complete the following.

        Received a claim?
        Issue Date:
        Amount approx:
        Claimant:
        Solicitor:
        Original Creditor:
        Particulars of Claim: Please type out in full excluding names/account numbers
        Is the debt Statute Barred?
        List any letters you have sent:
        Any Other Info:
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb


        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.


        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment


        • #5
          Re: Court claim from PRA Group Ltd UK

          The claimant claims the sum of £5034.73 for debt and interest. On 05/02 the defendant entered into an agreement with Lloyd for credit card. On 09/2010 the defendant defaulted on the agreement with outstanding balance of £4990. On 06/14 assigned to Aktiv Kapital portfolio AS, Oslo, who assigned the debt to PRA Group, notices were sent to defendant in accordance with s136 Law of Property act, payments of £125 received up to 06/16 the claimant claims the sum 4857

          Comment


          • #6
            Re: Court claim from PRA Group Ltd UK

            The claimant claims the sum of £5034.73 for debt and interest. On 05/02 the defendant entered into an agreement with Lloyd for credit card. On 09/2010 the defendant defaulted on the agreement with outstanding balance of £4990. On 06/14 assigned to Aktiv Kapital portfolio AS, Oslo, who assigned the debt to PRA Group, notices were sent to defendant in accordance with s136 Law of Property act, payments of £125 received up to 06/16 the claimant claims the sum 4857. I've acknowledged the claim online. Date on court letter 19/12/2016

            Comment


            • #7
              Re: Court claim from PRA Group Ltd UK

              I'm totally lost, I don't even know how to use this site, I'm so sorry

              Comment


              • #8
                Re: Court claim from PRA Group Ltd UK

                Originally posted by Elaineg View Post
                The claimant claims the sum of £5034.73 for debt and interest. On 05/02 the defendant entered into an agreement with Lloyd for credit card. On 09/2010 the defendant defaulted on the agreement with outstanding balance of £4990. On 06/14 assigned to Aktiv Kapital portfolio AS, Oslo, who assigned the debt to PRA Group, notices were sent to defendant in accordance with s136 Law of Property act, payments of £125 received up to 06/16 the claimant claims the sum 4857. I've acknowledged the claim online. Date on court letter 19/12/2016
                You had 28 days from the date the claim was issued (once you had acknowledged the claim).
                See [MENTION=3599]MIKE770[/MENTION] post #2 and [MENTION=5553]charitynjw[/MENTION] #post 4 Get those requests sent asap.

                nem

                Comment


                • #9
                  Re: Court claim from PRA Group Ltd UK

                  Who do I send these to, and how do I respond to defence?

                  Comment


                  • #10
                    Re: Court claim from PRA Group Ltd UK

                    Originally posted by Elaineg View Post
                    Who do I send these to, and how do I respond to defence?
                    Court claim issue date? (Front of N1 court claim form)
                    CAVEAT LECTOR

                    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                    You and I do not see things as they are. We see things as we are.
                    Cohen, Herb


                    There is danger when a man throws his tongue into high gear before he
                    gets his brain a-going.
                    Phelps, C. C.


                    "They couldn't hit an elephant at this distance!"
                    The last words of John Sedgwick

                    Comment


                    • #11
                      Re: Court claim from PRA Group Ltd UK

                      Court claim issue date 19/122016

                      Comment


                      • #12
                        Re: Court claim from PRA Group Ltd UK

                        Originally posted by Elaineg View Post
                        Who do I send these to, and how do I respond to defence?
                        OK CCA request to PRA at the address on the claim form. for a copy of the agreement + £1 statutory fee, use a postal order marked " For Statutory Fee Only"
                        and send by signed for post.

                        CPR 31.14 request goes the solicitors / legal representative as shown on the claim form (no fee) this is for the documents mentioned in the particulars of the claim. i.e. The agreement, default notice and the notices of assignment. See templates in green box above.
                        nem

                        Comment


                        • #13
                          Re: Court claim from PRA Group Ltd UK

                          Originally posted by Elaineg View Post
                          Court claim issue date 19/122016
                          No panic, then.
                          Defence doesn't need to be filed until 21st Jan.
                          Send the CPR & CCA requests asap.
                          Keep copies & get proof of posting.
                          CAVEAT LECTOR

                          This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                          You and I do not see things as they are. We see things as we are.
                          Cohen, Herb


                          There is danger when a man throws his tongue into high gear before he
                          gets his brain a-going.
                          Phelps, C. C.


                          "They couldn't hit an elephant at this distance!"
                          The last words of John Sedgwick

                          Comment


                          • #14
                            Re: Court claim from PRA Group Ltd UK

                            Do I need to send anything to the court?

                            Comment


                            • #15
                              Re: Court claim from PRA Group Ltd UK

                              Originally posted by Elaineg View Post
                              Do I need to send anything to the court?
                              You say you've already acknowledged, so there's nothing else to send to court until your defence is due.
                              The CPR request also invites the Claimant/sols to a 28 day extension which, if they accept, you (the Defendent) will need to inform the court accordingly.
                              CAVEAT LECTOR

                              This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                              You and I do not see things as they are. We see things as we are.
                              Cohen, Herb


                              There is danger when a man throws his tongue into high gear before he
                              gets his brain a-going.
                              Phelps, C. C.


                              "They couldn't hit an elephant at this distance!"
                              The last words of John Sedgwick

                              Comment

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