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I had a swift secured loan of £12k. Taken out in 2006
Loan was taken out in joint names but my husband was only income earner but the property is only my name
Got into arrears
Was taken to court for repossesion but order suspended on grounds that I pay contractual instalment plus 150 towards arrears as this would mean all arrears are paid by end of loan term
Loan term ended April 2016 and all arrears paid
Swift have taken me to court again for repossession soon on breach of contract grounds as they are claiming I still owe them £30k
In total I have paid them £23k... Which is almost double what I borrowed but they still claiming I owe £30k
Went to court August 10 2016 but was adjourned due to lack of evidence from swift regarding balance and previous suspended order.*
..made a proposal for payment of 250 per month but has been refused by swift
was back in court 26 September 2016.....
we borrowed £10000
£2825*PPI*& broker fee
paid £23262.75*
loan term ended april 2016 but swift claiming we still owe them £30409.24
All advice would be useful on what I should do
please anybody anything
Loan was taken out in joint names but my husband was only income earner but the property is only my name
Got into arrears
Was taken to court for repossesion but order suspended on grounds that I pay contractual instalment plus 150 towards arrears as this would mean all arrears are paid by end of loan term
Loan term ended April 2016 and all arrears paid
Swift have taken me to court again for repossession soon on breach of contract grounds as they are claiming I still owe them £30k
In total I have paid them £23k... Which is almost double what I borrowed but they still claiming I owe £30k
Went to court August 10 2016 but was adjourned due to lack of evidence from swift regarding balance and previous suspended order.*
..made a proposal for payment of 250 per month but has been refused by swift
was back in court 26 September 2016.....
we borrowed £10000
£2825*PPI*& broker fee
paid £23262.75*
loan term ended april 2016 but swift claiming we still owe them £30409.24
All advice would be useful on what I should do
please anybody anything
