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Jacobs

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  • Jacobs

    Another friend has two separate accounts that were passed to Jacobs ... they paid the council direct on 08/07/16 against my advice . Two payments (one for each LO). After asking Jacobs (who carried on calling) for a breakdown of their fees it looks like Jacobs are treating each LO separately instead of collecting them together ... meaning they have charged £235 twice! I was under the impression that this was not allowed :noidea: (they've even gone as far as sending two texts, one for each account :lol:, within minutes of each other)

    Again, any advice appreciated [MENTION=30402]Milo[/MENTION] [MENTION=62334]Snoopy1948[/MENTION] [MENTION=9189]bizzybob[/MENTION] [MENTION=26498]ploddertom[/MENTION] xx
    Attached Files
    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido

    ~~~~~

    Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

    I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
    But please include a link to your thread so I know who you are.

    Specialist advice can be sought via our sister site JustBeagle
    Tags: None

  • #2
    Re: Jacobs

    The chances are that they can charge 2 separate lots of £235, looking at the time scale between the 2 accounts. If he visited in 2014, he can charge the fee. If he visited again in 2016, he can charge the fee again. The "joint" fee only applies if it is possible to visit at the same time for two or more debts.

    Your friend needs to check when these visits wee made for each account. If they have enforced them together, she has an argument.

    Comment


    • #3
      Re: Jacobs

      Originally posted by Indebt View Post
      Your friend needs to check when these visits wee made for each account. If they have enforced them together, she has an argument.
      They have :nod: ... one visit from one bailiff for two accounts
      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

      It doesn't matter where your journey begins, so long as you begin it...

      recte agens confido

      ~~~~~

      Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

      I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
      But please include a link to your thread so I know who you are.

      Specialist advice can be sought via our sister site JustBeagle

      Comment


      • #4
        Re: Jacobs

        Then only 1 x £235 may be charged. You have only posted the breakdown for one of the accounts.

        Comment


        • #5
          Re: Jacobs

          Originally posted by Indebt View Post
          You have only posted the breakdown for one of the accounts.
          here's the other one
          Attached Files
          Debt is like any other trap, easy enough to get into, but hard enough to get out of.

          It doesn't matter where your journey begins, so long as you begin it...

          recte agens confido

          ~~~~~

          Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

          I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
          But please include a link to your thread so I know who you are.

          Specialist advice can be sought via our sister site JustBeagle

          Comment


          • #6
            Re: Jacobs

            I see it as her owing £55 on the first debt and £219.11 on the second debt. The £235 fee should come off the debt of £156.

            She should write to Jacobs and copy in the council of this asap, preferably by email.

            Obviously, you know the drill with cars, locked doors etc.

            Comment


            • #7
              Re: Jacobs

              Originally posted by Indebt View Post
              Obviously, you know the drill with cars, locked doors etc.
              I've been and sat with her twice now when the bailiff 'threatened' to turn up and remove goods :lol: both times they didn't bother!

              There's no car near the house (her bf has one on finance tho' that gets left in the carpark at work ... that should be exempt shouldn't it?) and nothing that they can touch outside. The door is always locked too
              Debt is like any other trap, easy enough to get into, but hard enough to get out of.

              It doesn't matter where your journey begins, so long as you begin it...

              recte agens confido

              ~~~~~

              Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

              I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
              But please include a link to your thread so I know who you are.

              Specialist advice can be sought via our sister site JustBeagle

              Comment


              • #8
                Re: Jacobs

                latest text messages on this one ... no reply to the complaint about 2x£235 being charged as yet and they are still making out that they are collecting each separately (it looks like they are ignoring anything that isn't a payment )
                [MENTION=90984]Indebt[/MENTION] ... am I right in saying that they cannot force entry without a warrant?
                Attached Files
                Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                It doesn't matter where your journey begins, so long as you begin it...

                recte agens confido

                ~~~~~

                Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                But please include a link to your thread so I know who you are.

                Specialist advice can be sought via our sister site JustBeagle

                Comment


                • #9
                  Re: Jacobs

                  They cannot force entry-They can take anything outside though.

                  I would be inclined to txt back and say something along the lines of "complaint now gone in to council, as to why 2 x enforcement fees have been added. Please do not return until complaint is resolved. Permission to enter is refused and no vehicle outside"

                  Comment


                  • #10
                    Re: Jacobs

                    Don't forget the doormat, Kati!
                    http://www.dailymail.co.uk/news/arti...return-it.html

                    CAVEAT LECTOR

                    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                    You and I do not see things as they are. We see things as we are.
                    Cohen, Herb


                    There is danger when a man throws his tongue into high gear before he
                    gets his brain a-going.
                    Phelps, C. C.


                    "They couldn't hit an elephant at this distance!"
                    The last words of John Sedgwick

                    Comment


                    • #11
                      Re: Jacobs

                      Originally posted by charitynjw View Post
                      msl: there isn't one xx
                      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                      It doesn't matter where your journey begins, so long as you begin it...

                      recte agens confido

                      ~~~~~

                      Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                      I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                      But please include a link to your thread so I know who you are.

                      Specialist advice can be sought via our sister site JustBeagle

                      Comment


                      • #12
                        Re: Jacobs

                        Having looked at what you have posted it does seem as if these were 2 separate debts put out at different times thus enabling them to charge separate fees for both.

                        Comment


                        • #13
                          Re: Jacobs

                          Originally posted by ploddertom View Post
                          Having looked at what you have posted it does seem as if these were 2 separate debts put out at different times thus enabling them to charge separate fees for both.
                          I'd probably agree if they weren't collecting both at the same time
                          Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                          It doesn't matter where your journey begins, so long as you begin it...

                          recte agens confido

                          ~~~~~

                          Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                          I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                          But please include a link to your thread so I know who you are.

                          Specialist advice can be sought via our sister site JustBeagle

                          Comment


                          • #14
                            Re: Jacobs

                            I agree with Ploddertom here that the fees are correct.

                            The first account for £452 looks to have been sent to Jacobs in December 2015 and a Complaince fee of £75 applied that same month. A personal visit appears to have been made on March 22nd 2016 and accordingly, an enforcement fee of £235 had been applied. At the time of this visit, there were no other accounts on the system.

                            In May 2016 another account was passed to Jacobs and they applied a complaince fee of £75. A personal visit was made in August 2016 and accordingly, an enforcement fee of £235 was properly applied.

                            Most importantly, at the visit in August, the enforcement agent attempted to obtain payment for BOTH cases. This is good practice but it must be made clear, that he was only charging the enforcement fee for the debt passed to Jacobs in May 2016.

                            Unless the enforcement agent is able to take control of any goods, no further fees can be applied.

                            Comment


                            • #15
                              Re: Jacobs

                              The debtor claims that only one visit has taken place.

                              A complaint is in. Let's see what jacobs come back with before getting too far ahead of ourselves.

                              Comment

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