Page 3 of 3 FirstFirst 123
Results 51 to 70 of 70

Thread: Help with CCJ. Arrow Global & Restons

  • Share
  • Thread Tools
  • Display
  1. #51
    Join Date
    Sep 2009
    Posts
    10,856
    Mentioned
    415 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Quote Originally Posted by willow6972 View Post
    Arrow sent a load of statements about 8 weeks ago, they said they had been in breach, but have now rectified this. They haven't complied with a SAR though, nor did Restons.
    Why did you SAR these?
    CAVEAT LECTOR

    This is only my opinion - "
    Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

  2. #52
    Join Date
    Sep 2016
    Posts
    32
    Mentioned
    0 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    It was over 12 months ago when I began to try and resolve this.

  3. #53
    Join Date
    Jun 2016
    Posts
    3,593
    Mentioned
    572 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Quote Originally Posted by willow6972 View Post
    It was over 12 months ago when I began to try and resolve this.
    A SAR to the current creditor (Arrow in this case) can sometimes be helpful in order to cross-check the authenticity of reconstituted documents and alleged assignment dates etc. especially if you've sent a SAR to the original creditor such as MBNA so you know the truth (including the absence of documents which mysteriously turn up as recons by the debt purchaser) or better still retained your own originals.

    You may need these things when it comes to running forensics over evidence produced by the Claimant with their WS.

    You also get to see the transaction and call log which can help if they try to deny stuff.

    You can can never send too many SARs - knowledge is power

    Di
    I am a Litigation Executive at Joanna Connolly Solicitors a firm which specializes in consumer credit.

    This forumís site rules donít allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk . Our initial advice is always free.

    Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

  4. #54
    Join Date
    Sep 2016
    Posts
    32
    Mentioned
    0 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    phew! Thought I had done the wrong thing!

  5. #55
    Join Date
    Jun 2016
    Posts
    3,593
    Mentioned
    572 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Quote Originally Posted by willow6972 View Post
    phew! Thought I had done the wrong thing!
    Nope

    It's easy to wobble when the Claimant sends you a big fat envelope full of documents, but it's meaningless if they aren't the ones they need to enforce the debt in court.

    Di
    I am a Litigation Executive at Joanna Connolly Solicitors a firm which specializes in consumer credit.

    This forumís site rules donít allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk . Our initial advice is always free.

    Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

  6. #56
    Join Date
    Sep 2016
    Posts
    32
    Mentioned
    0 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Back again! Thank goodness for this forum!

    Submitted defence, have now received a letter from Restons which says their client would have provided all documents etc etc (they haven't) and they have also included a copy of the credit agreement (which I still can't read at all!!!!!) They say that I have no defence and that unless I respond by completing an admission form (which they kindly enclosed) and withdraw my defence then they will apply to have my defence struck out, which is going to cost me more in charges. They have given me until the 28 day deadline on their response deadline for the court.

    Arrow have still not replied to my CCA request.

    Is this standard Restons behaviour? Do I write back and politely tell them where to go, or ignore them. If I do contact them, do I cc the court?

    Thanks!!

  7. #57
    Join Date
    Nov 2014
    Posts
    14,415
    Mentioned
    1604 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Quote Originally Posted by willow6972 View Post
    Back again! Thank goodness for this forum!

    Submitted defence, have now received a letter from Restons which says their client would have provided all documents etc etc (they haven't) and they have also included a copy of the credit agreement (which I still can't read at all!!!!!) They say that I have no defence and that unless I respond by completing an admission form (which they kindly enclosed) and withdraw my defence then they will apply to have my defence struck out, which is going to cost me more in charges. They have given me until the 28 day deadline on their response deadline for the court.

    Arrow have still not replied to my CCA request.

    Is this standard Restons behaviour? Do I write back and politely tell them where to go, or ignore them. If I do contact them, do I cc the court?

    Thanks!!
    Hello Willow,

    Yes pretty much standard for Restons, attempting to bully and confuse so you will give in.

    If the agreements is not easily legible in all parts it's no compliant with the CCA request.

    Please post a copy of this latest " agreement" after removing any personal info.

    It might be possible to turn the tables on Reston.

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  8. #58
    Join Date
    Jun 2016
    Posts
    3,593
    Mentioned
    572 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Quote Originally Posted by willow6972 View Post
    received a letter from Restons . . .

    . . . They say that I have no defence and that unless I respond by completing an admission form (which they kindly enclosed) and withdraw my defence then they will apply to have my defence struck out, which is going to cost me more in charges. They have given me until the 28 day deadline on their response deadline for the court.
    Well they would say that wouldn't they

    They've received your Defence (filed on the 16th October?) and shortly after the court will have written to them (and you) advising them that they have 28 days to inform the court if they intend to continue with the proceedings. This means the ball is currently in their court not yours.

    You have no need to reply to that letter. Ignore it.

    Wait until the 28 days are up (from filing your Defence) and then call the court to see if the claim has been stayed.

    Di
    I am a Litigation Executive at Joanna Connolly Solicitors a firm which specializes in consumer credit.

    This forumís site rules donít allow me to give advice by PM but if you need to contact me please email di@joannaconnollysolicitors.co.uk . Our initial advice is always free.

    Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

  9. #59
    Join Date
    Nov 2014
    Posts
    14,415
    Mentioned
    1604 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    No Willow you don't need to reply.

    Please post a copy of the latest agreement.

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  10. #60
    Join Date
    Apr 2009
    Posts
    4,917
    Mentioned
    131 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    usual missif of Rectums!

  11. #61
    Join Date
    Sep 2016
    Posts
    32
    Mentioned
    0 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    I'm tryI got to post the credit agreement, but am struggling. What's the best way to do it?

  12. #62
    Join Date
    Nov 2014
    Posts
    14,415
    Mentioned
    1604 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Quote Originally Posted by willow6972 View Post
    I'm tryI got to post the credit agreement, but am struggling. What's the best way to do it?
    e-mail to Kati@legalbeagle.info I'm sure she will be able to help.
    @Kati, need your help again please.

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  13. #63
    Join Date
    Sep 2016
    Posts
    32
    Mentioned
    0 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Hi again!

    Ok, so the 15th of November has passed, as advised by you lovely lot, I didn't reply to Restons. Today I have received a letter from them kindly giving me until 29th November to withdraw my defence or they will request defence be struck out. Will the court have given them an extension?

  14. #64
    Join Date
    Nov 2014
    Posts
    14,415
    Mentioned
    1604 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Quote Originally Posted by willow6972 View Post
    Hi again!

    Ok, so the 15th of November has passed, as advised by you lovely lot, I didn't reply to Restons. Today I have received a letter from them kindly giving me until 29th November to withdraw my defence or they will request defence be struck out. Will the court have given them an extension?
    I would think not! It would be best to check with the court tomorrow.

    Restons tend to make up their own rules in the hope defendants will give up.

    Same applies to all the " debt collection solicitors" Willow.

    nem

    nem

    nem
    Last edited by nemesis45; 17th November 2016 at 17:06:PM.
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  15. #65
    Join Date
    Sep 2016
    Posts
    32
    Mentioned
    0 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    This is Restons. Horrible people!

  16. #66
    Join Date
    Sep 2016
    Posts
    32
    Mentioned
    0 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Just a quick update for those that have given fab advice.

    The case is stayed. Restons did not respond. The court have said unless they pay to lift the stay by January 14th, the claim will be struck out.

    No wonder they have been hounding me to withdraw my defence!

  17. #67
    Join Date
    Nov 2014
    Posts
    14,415
    Mentioned
    1604 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Quote Originally Posted by willow6972 View Post
    Just a quick update for those that have given fab advice.

    The case is stayed. Restons did not respond. The court have said unless they pay to lift the stay by January 14th, the claim will be struck out.

    No wonder they have been hounding me to withdraw my defence!
    Hello Willow,

    Fingers Crossed that Restons cannot respond!!

    Good Luckl!

    Best wishes for Christmas.

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  18. #68
    Join Date
    May 2016
    Posts
    7
    Mentioned
    0 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    It's a while since I've posted about this! Today, however, I received a letter from Restons. Not crawled out of under their stone for quite a while!

    They tell me that they are disappointed that I have not replied to their letter (December 2016) They politely remind me of my duty to cooperate with their firm to further the overriding objective contained within the civil procedure rules. They spout about complying to CCA etc etc. (They haven't properly) They say that they are familiar with my defence, which are widely circulated on consumer based websites to encourage people to avoid repayment of legitimate debt. (Ha!)

    They go through the allegations, but fail to acknowledge my main defence being that I believe the credit agreement to be improperly excecuted that that they have not supplied a legible copy (I have a copy that you cannot read)

    They are sadly confused by this matter as before they comensed legal proceedings I had no intention to dispute my debt.

    They go on to threaten to strike out the defence that will incur me further costs.

    They then urge me, in the spirit of co-operation, to withdraw my defence and have sent an admission form they want me to complete.

    They offer an alternative, their client may consider reasonable settlement proposals.

    What is my next move, you most helpful peeps!

    - - - Updated - - -

    Oh I'm willow BTW, didn't realise I had two accounts!

  19. #69
    Join Date
    Sep 2016
    Posts
    32
    Mentioned
    0 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Default Re: Help with CCJ. Arrow Global & Restons
    It's a while since I've posted about this! Today, however, I received a letter from Restons. Not crawled out of under their stone for quite a while!

    They tell me that they are disappointed that I have not replied to their letter (December 2016) They politely remind me of my duty to cooperate with their firm to further the overriding objective contained within the civil procedure rules. They spout about complying to CCA etc etc. (They haven't properly) They say that they are familiar with my defence, which are widely circulated on consumer based websites to encourage people to avoid repayment of legitimate debt. (Ha!)

    They go through the allegations, but fail to acknowledge my main defence being that I believe the credit agreement to be improperly excecuted that that they have not supplied a legible copy (I have a copy that you cannot read)

    They are sadly confused by this matter as before they comensed legal proceedings I had no intention to dispute my debt.

    They go on to threaten to strike out the defence that will incur me further costs.

    They then urge me, in the spirit of co-operation, to withdraw my defence and have sent an admission form they want me to complete.

    They offer an alternative, their client may consider reasonable settlement proposals.

    What is my next move, you most helpful peeps!

    - - - Updated - - -

    Oh I'm willow BTW, didn't realise I had two accounts!

  20. #70
    Join Date
    Nov 2012
    Posts
    47
    Mentioned
    0 Post(s)

    Default Re: Help with CCJ. Arrow Global & Restons

    Did anything else happen willow ? I'm having a similar issue with arrow/restons and I have til may 9th til they strike me out

Page 3 of 3 FirstFirst 123

Similar Threads

  1. Letter from Restons Re. Arrow Global...
    By TheFlash in forum Received a Court Claim?
    Replies: 17
    : 26th September 2016, 17:57:PM
  2. Arrow global and restons letters pls help
    By carpers06 in forum Debt Collection Agencies
    Replies: 1
    : 19th January 2016, 14:52:PM
  3. Restons and arrow global
    By Vircoa in forum Debt Collection Agencies
    Replies: 8
    : 5th June 2014, 20:22:PM
  4. Restons / Arrow Global CCJ
    By MsRed in forum Received a Court Claim?
    Replies: 24
    : 8th March 2014, 15:48:PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Contact Us



© Celame (UK) Ltd 2016
Hosted by Lodge Information Services Ltd
LegalBeaglesģ are DPA Registered No. ZA158014
LegalBeaglesģ is the trading name of CELAME (UK) LIMITED ( 09220332 )
Registered Address: 25 Moorgate, London, England, EC2R 6AY
VAT registration number 206 9740 02
User Alert System provided by Advanced User Tagging v3.1.3 (Lite) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
Feedback Buttons provided by Advanced Post Thanks / Like (Lite) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd. Runs best on HiVelocity Hosting.
Celame (UK) Ltd Powered by vBulletin® Version 4.2.3
Copyright © 2017 vBulletin Solutions, Inc. All rights reserved.

To find out more about managing your money and getting free advice, visit the Money Advice Service,an independent service set up to help people manage their money.

TOP