When I asked Halifax for a copy of my credit agreement, this was all they come back with.
You will see there are missing pages, and they did not provided me with any terms and conditions.
It also looks like the agreement is an "agreement form" as it states on the first page.
I am a vulnerable customer due to having ongoing mental health conditions, which Halifax are fully aware of, and yet they keep asking me to make full payments when its passed out to a DCA for collection.
Halifax are also aware I have no money as I am on sickness benefits due to my ongoing condition.
Any help I would appreciate it as they are constantly harassing me for money.
You will see there are missing pages, and they did not provided me with any terms and conditions.
It also looks like the agreement is an "agreement form" as it states on the first page.
I am a vulnerable customer due to having ongoing mental health conditions, which Halifax are fully aware of, and yet they keep asking me to make full payments when its passed out to a DCA for collection.
Halifax are also aware I have no money as I am on sickness benefits due to my ongoing condition.
Any help I would appreciate it as they are constantly harassing me for money.