help with warrant control

[handygirl]

Hi,
Need some help last Saturday I received a letter from B W Legal their client is Lowell Portfolio original creditor was Shop Direct Finance, about a £4,393.91 Judgment arrears and if i didnt contact them by the 15th they would issue a warrant of control, so i wrote them a letter telling them that this is the first I have heard of any of this and I had no knowledge of this so please could they tell me how this all come about.
And its true i have know idea where this as come from, now today Saturday the 18th I receive a warrant of control from my local county court telling me to pay £172.25 for something I don't owe now I am going to apply to set aside and apply to suspend the warrant, can someone help me with the defence to set aside also where do i send the application.

thank you for reading this.
Sue

[ploddertom]

Re: help with warrant control

Did you have a Shop Direct account & if so did you owe them any money? If you did how long ago was this?

[handygirl]

Re: help with warrant control

Hi I had a Littlewoods catalogue 12 years ago i left that address 2005 but im sure never left owing money

[ploddertom]

Re: help with warrant control

You need to find out more about this and a good start is by finding out about the CCJ and the address it was issued to. There could this has been done sneakily by using an old address for a Statute Barred debt to get a Default Judgment.

[handygirl]

Re: help with warrant control

Thanks ploddertom think this might be what's happened what's the best way to find out.

[Kati]

Re: help with warrant control

Thanks ploddertom think this might be what's happened what's the best way to find out.

You could check your credit report (Noddle is free) ... any ccj's/defaults would show up on there

[nemesis45]

Re: help with warrant control

Thanks ploddertom think this might be what's happened what's the best way to find out.

Check with Littlewoods, they may be able to tell you what if any the outstanding existed.

Lowell: Write to their COO Andrew Bartle, requesting all information they have on the alleged debt, and to what address the claim was issued.

nem

[handygirl]

Re: help with warrant control

Thanks Kati and Nem I'll get on to it straight away.

[handygirl]

Re: help with warrant control

Hi, just received some info from bw legal. They say I entered into an agreement in March 2008 and last payment was April 2012. now I know this is Not me help what do I do now.

[nemesis45]

Re: help with warrant control

Hi, just received some info from bw legal. They say I entered into an agreement in March 2008 and last payment was April 2012. now I know this is Not me help what do I do now.

As suggested earlier see if Littlewoods can throw some light on this.

nem

[handygirl]

Re: help with warrant control

OK I have already sent a letter to them, but this wasn't me it's identify theft.

[ploddertom]

Re: help with warrant control

Did you ask how much the "last" payment was & how it was paid?

[handygirl]

Re: help with warrant control

It was for £53.94. I have emailed bw legal to found out all details on how it was paid

[nemesis45]

Re: help with warrant control

OK I have already sent a letter to them, but this wasn't me it's identify theft.

Ok,
You will need to collate every bit of evidence you can put your hands to show this is ID theft.

Put BW Legal on notice that you believe that the account was opened fraudulently and that you do not acknowledge any liability for the alleged debt.

If you are convinced that the account is fraudulent it should be reported to police and Action Fraud.

nem

[ploddertom]

Re: help with warrant control

I'm just thinking out loud here. I wonder if you moved in 2005 that the new resident carried on using the account as they kept writing to that address. You may have to be able to prove where you lived 2005 onwards.