Page 2 of 6 FirstFirst 123456 LastLast
Results 26 to 50 of 137

Thread: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

  • Share
  • Thread Tools
  • Display
  1. #26
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Sorry Nim, I looked into what you mean and no the claim isn't stayed

  2. #27
    nemesis45's Avatar

    VIP Member



    Joined
    Nov 2014
    Posts
    14,464
    Mentions
    1618 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Quote Originally Posted by Jojo13 View Post
    I'm not sure what you mean by is the claim stayed?
    I don't remember using this catalogue and can't see that I've ever made any payment to them ever. The only catalogue I've made any payments to are for a settled account with La Redoute. Are they related?
    Hello JoJo,

    If the claimant has not responded to your defence the court stays (suspends) the claim, you are not informed if this happens so you have to call the court to find out what has happened.

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  3. #28
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Thanks Nem, I'll give them a call today and find out

  4. #29
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Hi Nim, I've just rang the court and they have confirmed that the claimant has paid the fees and the claim is not stayed. Please help as I have no idea what I do next.
    TIA Jojo

  5. #30
    nemesis45's Avatar

    VIP Member



    Joined
    Nov 2014
    Posts
    14,464
    Mentions
    1618 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Quote Originally Posted by Jojo13 View Post
    Hi Nim, I've just rang the court and they have confirmed that the claimant has paid the fees and the claim is not stayed. Please help as I have no idea what I do next.
    TIA Jojo

    Hello Jojo,

    So Lowell has paid the hearing fee now you will be contacted by Lowell and the court in due course.

    Lowell has paid fees on a number of claims lately and didn't bother to go forward.
    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  6. #31
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    I have had a letter from the court with a hearing date. Does that not imply they are going forward? Sorry if I'm being silly, I have no idea what the process is 😬

  7. #32
    nemesis45's Avatar

    VIP Member



    Joined
    Nov 2014
    Posts
    14,464
    Mentions
    1618 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Quote Originally Posted by Jojo13 View Post
    I have had a letter from the court with a hearing date. Does that not imply they are going forward? Sorry if I'm being silly, I have no idea what the process is 
    When is the hearing Jo?

    You will need to make a witness statement at least 14 days before the hearing date this is your " story /account of how the debt occurred and what has happened.

    So the need is to gather all the information letters etc. you rely on to support your defence.

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  8. #33
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Court date is 29th November. I don't have a story or account of how the debt occurred as I have no idea what the debt is for. I understand that they appear to be claiming this is a catalogue debt but I don't know what items/which company it relates to. I don't have any evidence other than the two letters I already had Kati upload.
    Should I call them and ask them to explain or is it a bad idea for me to contact them? I would have been happy to go for mediation if I knew what this was

  9. #34
    nemesis45's Avatar

    VIP Member



    Joined
    Nov 2014
    Posts
    14,464
    Mentions
    1618 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Quote Originally Posted by Jojo13 View Post
    Court date is 29th November. I don't have a story or account of how the debt occurred as I have no idea what the debt is for. I understand that they appear to be claiming this is a catalogue debt but I don't know what items/which company it relates to. I don't have any evidence other than the two letters I already had Kati upload.
    Should I call them and ask them to explain or is it a bad idea for me to contact them? I would have been happy to go for mediation if I knew what this was
    Jo if you look at the statement you have it's for a "Very" account. See Post#20.

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  10. #35
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Ok thanks Nem. I don't recall having an account with Very. Should I call them or Lowell directly?

  11. #36
    MIKE770's Avatar

    VIP Member



    Joined
    Apr 2009
    Posts
    5,321
    Mentions
    142 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    do not call anybody - stop panicking,

  12. #37
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Sorry I'm really trying not to. I just have so much crap going on at the moment and really don't want to have to go to court without knowing what the debt relates to. If it was for size 8 clothing clearly not me but if my mind is jogged at court I'm going to look not only stupid but guilty as well

  13. #38
    MIKE770's Avatar

    VIP Member



    Joined
    Apr 2009
    Posts
    5,321
    Mentions
    142 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    very is what has been said??? did you have an account with them? if you did details would help please?

  14. #39
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    I do not recall ever having an account with Very so I do not have any other details apart from what I have already stated in this post

  15. #40
    nemesis45's Avatar

    VIP Member



    Joined
    Nov 2014
    Posts
    14,464
    Mentions
    1618 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Quote Originally Posted by Jojo13 View Post
    Ok thanks Nem. I don't recall having an account with Very. Should I call them or Lowell directly?
    Might be worth ringing Very/shop direct to see what info they have.

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  16. #41
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Thanks Nem I'll do that next then

  17. #42
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Apologies for the delay.
    I have spoken to Very customer care about this now. All they can tell me is that the account was originally an Additions Account that was rebranded to Very. The item ordered was a pram costing £204.50 and was delivered to my address. They do not have any signature details as too long has now passed. I have no memory of ordering or receiving a pram at this time. Can anyone please help advise me on my next move as my court date (29th Nov) is looming!

  18. #43
    nemesis45's Avatar

    VIP Member



    Joined
    Nov 2014
    Posts
    14,464
    Mentions
    1618 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Quote Originally Posted by Jojo13 View Post
    Apologies for the delay.
    I have spoken to Very customer care about this now. All they can tell me is that the account was originally an Additions Account that was rebranded to Very. The item ordered was a pram costing £204.50 and was delivered to my address. They do not have any signature details as too long has now passed. I have no memory of ordering or receiving a pram at this time. Can anyone please help advise me on my next move as my court date (29th Nov) is looming!
    Would you have required a pram at that particular time?

    Did you find out when the last payment was made and or the date the account was defaulted?

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  19. #44
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Hi Nem, I did have children so it's possible but I'm sure my friend gave me a pram, I did have severe post natal depression at the time so can't actually remember. The lady at very said that no payment was ever made from the item being sent.
    Thanks Nem x

  20. #45
    MIKE770's Avatar

    VIP Member



    Joined
    Apr 2009
    Posts
    5,321
    Mentions
    142 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    interesting item sent - proof of receipt and signature requested, as you have no knowledge of the item. see what others have to say>

  21. #46
    nemesis45's Avatar

    VIP Member



    Joined
    Nov 2014
    Posts
    14,464
    Mentions
    1618 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Quote Originally Posted by Jojo13 View Post
    Hi Nem, I did have children so it's possible but I'm sure my friend gave me a pram, I did have severe post natal depression at the time so can't actually remember. The lady at very said that no payment was ever made from the item being sent.
    Thanks Nem x
    What date was the item allegedly delivered? Could be good news.

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  22. #47
    charitynjw's Avatar

    VIP Member



    Joined
    Sep 2009
    Posts
    11,523
    Mentions
    504 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Out of interest, what date is on the agreement?
    CAVEAT LECTOR

    This is only my opinion - "
    Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

  23. #48
    nemesis45's Avatar

    VIP Member



    Joined
    Nov 2014
    Posts
    14,464
    Mentions
    1618 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Quote Originally Posted by charitynjw View Post
    Out of interest, what date is on the agreement?
    Posts and thoughts crossed I think @charitynjw

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





  24. #49
    Jojo13's Avatar

    VIP Member



    Joined
    May 2016
    Posts
    52
    Mentions
    0 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    The date on the agreement is 05.12.2009 but I didn't ask the date of delivery. Does that help?

  25. #50
    nemesis45's Avatar

    VIP Member



    Joined
    Nov 2014
    Posts
    14,464
    Mentions
    1618 Post(s)

    Default Re: Lowell Portfolio 1 Ltd v Jojo13

    Quote Originally Posted by Jojo13 View Post
    The date on the agreement is 05.12.2009 but I didn't ask the date of delivery. Does that help?
    No payment or written acknowledgment of the debt in 6 years means the debt is statute barred, and cannot be enforced via the courts.
    Presuming that the pram was the first order just after the account was opened.

    nem
    The Advice I Give and Draft Letters Provided Are Drawn From Personal Experience and Career Training And Are Given Freely And Without Liability.
    Please make your own decisions with care and if necessary seek qualified legal advice.
    I will not advise by Private Message. If Specific Advice is Needed please Tag me in your post by typing @Nemesis45 . If you receive messages from anyone offering advice for a fee please report it to the site team. Animo et Fide.





Page 2 of 6 FirstFirst 123456 LastLast

Similar Threads

  1. Replies: 60
    : 11th November 2015, 11:20:AM
  2. Replies: 57
    : 19th October 2015, 15:20:PM
  3. Replies: 57
    : 19th October 2015, 15:20:PM
  4. **DISCONTINUED** Lowell portfolio /Bryan Carter V Rocky 1987
    By rocky1987 in forum Concluded Cases
    Replies: 223
    : 13th October 2015, 09:13:AM
  5. **DISCONTINUED** Court claim - BW legal and Lowell Portfolio 1 Ltd
    By ajb2001 in forum Received a Court Claim?
    Replies: 124
    : 1st August 2015, 10:54:AM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Contact Us



© Celame (UK) Ltd 2016
Hosted by Lodge Information Services Ltd
LegalBeagles® are DPA Registered No. ZA158014
LegalBeagles® is the trading name of CELAME (UK) LIMITED ( 09220332 )
Registered Address: 25 Moorgate, London, England, EC2R 6AY
VAT registration number 206 9740 02
User Alert System provided by Advanced User Tagging v3.1.3 (Lite) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
Feedback Buttons provided by Advanced Post Thanks / Like (Lite) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd. Runs best on HiVelocity Hosting.
Celame (UK) Ltd Powered by vBulletin® Version 4.2.3
Copyright © 2017 vBulletin Solutions, Inc. All rights reserved.

To find out more about managing your money and getting free advice, visit the Money Advice Service,an independent service set up to help people manage their money.

TOP