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Statute barred ? Or is it ?

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  • Statute barred ? Or is it ?

    Hi I've just put in my defence for a debt that was from Nov 2004 stating it was now statute barred , the court sent my defence to the solicitor dealing with it . They have now wrote back saying last payment was made in October 2012 and have invited me to withdraw my defence and make a payment plan !!! I have no knowledge of making a payment in 2012 at all , how should I now go forward ? Many thanks in adavance
    Tags: None

  • #2
    Re: Statute barred ? Or is it ?

    :bump: for [MENTION=55034]nemesis45[/MENTION] xx
    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido

    ~~~~~

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    • #3
      Re: Statute barred ? Or is it ?

      Good afternoon,

      What type of account was this please?

      Which company and solicitors have issued the claim?

      nem

      Comment


      • #4
        Re: Statute barred ? Or is it ?

        Originally posted by nemesis45 View Post
        Good afternoon,

        What type of account was this please?

        Which company and solicitors have issued the claim?

        nem
        Hi it's for a catalogue account and its from Mortimer Clarke solicitors but it says Re Cabot financial uk limited v me , thanks ( hope I've done that ok lol )

        Comment


        • #5
          Re: Statute barred ? Or is it ?

          Originally posted by Vall View Post
          Hi it's for a catalogue account and its from Mortimer Clarke solicitors but it says Re Cabot financial uk limited v me , thanks ( hope I've done that ok lol )
          I thought is sounded like Carboot Cowboys and their " in house solicitors".

          Is this a Shop Direct Group Catalogue?
          Seen one similar " alleged payment" recently which turned out to be a refund on returned goods.

          Personally if you have the account number I would give the accounts department manager of the company to see if they can confirm or deny MC's claim.

          nem

          Comment


          • #6
            Re: Statute barred ? Or is it ?

            Originally posted by nemesis45 View Post
            I thought is sounded like Carboot Cowboys and their " in house solicitors".

            Is this a Shop Direct Group Catalogue?
            Seen one similar " alleged payment" recently which turned out to be a refund on returned goods.

            Personally if you have the account number I would give the accounts department manager of the company to see if they can confirm or deny MC's claim.

            nem

            i don't have any details of this account as it was over 12 years ago , I was wondering should I send a letter to them asking to prove it ? Thanks so much for your help Nem

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            • #7
              Re: Statute barred ? Or is it ?

              [MENTION=55034]nemesis45[/MENTION]

              Would it be worth sending CCA & CPR requests at this stage as well?
              I was thinking that the s78 might stop them in their tracks.
              CAVEAT LECTOR

              This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

              You and I do not see things as they are. We see things as we are.
              Cohen, Herb


              There is danger when a man throws his tongue into high gear before he
              gets his brain a-going.
              Phelps, C. C.


              "They couldn't hit an elephant at this distance!"
              The last words of John Sedgwick

              Comment


              • #8
                Re: Statute barred ? Or is it ?

                As Charity has said a CCA request is well worth doing ( template in green box above) a £1 statutory fee is payable, use a Postal Order marked " for statutory fee only" on both sides make a copy and keep for your records.
                Send by signed for post check delivery date and signature and print off a copy.

                nem

                Comment


                • #9
                  Re: Statute barred ? Or is it ?

                  Thank you very much , I have sent letter with postal order for fee , will let you know how I go on , once again big thanks .

                  Comment

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