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Shop Direct Court Claim

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  • Shop Direct Court Claim

    Good evening all.

    I have been sent to this forum by a friend to seek advice.

    I have recieved this Court Claim for an old catolgue debt, which in all honestly I totally forgot even existed, as it was at a time in my life when I was left my own with my then 8 year old daughter, (yes I am a man!!)

    I obviouly do not want a CCJ against me but would like to fight this claim as I am sure some of the goods were returned. The amount they are claiming does seem very high.

    Thank you.
    Attached Files
    Last edited by Kati; 26th April 2016, 18:05:PM.
    Tags: None

  • #2
    Re: Shop Direct Court Claim

    Hello!
    Right, first of all you have come to the right place. I am sure one of the smart beagles will be along tomorrow to help you out.
    I know this is easier said than done but do try not to worry. When you have a bit of time have a bit of a browse around the site and you will discover you are not alone and this is not the end of the world.

    An optimist is someone who falls off the Empire State Building, and after 50 floors says, 'So far so good'!
    ~ Anonymous

    Comment


    • #3
      Re: Shop Direct Court Claim

      Hi withamimps & welcome to LB.

      Have you acknowledged the court claim?

      Please complete the steps shown in the green bits at the top of this thread.

      When was the last time you paid into the account, or acknowledged it in writing?
      CAVEAT LECTOR

      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

      You and I do not see things as they are. We see things as we are.
      Cohen, Herb


      There is danger when a man throws his tongue into high gear before he
      gets his brain a-going.
      Phelps, C. C.


      "They couldn't hit an elephant at this distance!"
      The last words of John Sedgwick

      Comment


      • #4
        Re: Shop Direct Court Claim

        Originally posted by charitynjw View Post
        Hi withamimps & welcome to LB.

        Have you acknowledged the court claim?

        Please complete the steps shown in the green bits at the top of this thread.

        When was the last time you paid into the account, or acknowledged it in writing?
        Hi.

        Thank you for the reply. I haven't done anything with the claim yet as I was awaiting advice on here. I honestly can't remember the last time I paid anything in to this account, but I would think its getting on for well over six years.

        Thank you.

        Comment


        • #5
          Re: Shop Direct Court Claim

          Originally posted by withamimps View Post
          Hi.

          Thank you for the reply. I haven't done anything with the claim yet as I was awaiting advice on here. I honestly can't remember the last time I paid anything in to this account, but I would think its getting on for well over six years.

          Thank you.
          Have you acknowledged service of the claim?? If not you are running out of time and could easily end up with judgement by default.
          Acknowledge via Money Claim Online instructions are on the form you have I think about 48 hours to do so, State intention to defend in full. Do Not make any statement in defence at this point.

          nem

          Comment


          • #6
            Re: Shop Direct Court Claim

            Originally posted by withamimps View Post
            Hi.

            Thank you for the reply. I haven't done anything with the claim yet as I was awaiting advice on here. I honestly can't remember the last time I paid anything in to this account, but I would think its getting on for well over six years.

            Thank you.
            First steps are here - http://legalbeagles.info/forums/show...it-Court-Claim

            You'll need to acknowledge the claim asap xx
            Debt is like any other trap, easy enough to get into, but hard enough to get out of.

            It doesn't matter where your journey begins, so long as you begin it...

            recte agens confido

            ~~~~~

            Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

            I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
            But please include a link to your thread so I know who you are.

            Specialist advice can be sought via our sister site JustBeagle

            Comment


            • #7
              Re: Shop Direct Court Claim

              Originally posted by Kati View Post
              First steps are here - http://legalbeagles.info/forums/show...it-Court-Claim

              You'll need to acknowledge the claim asap xx
              Hi,

              Many thanks for you advice......do I need to tick the "I intend to contest jurisdiction" box?

              Thanks

              Comment


              • #8
                Re: Shop Direct Court Claim

                Originally posted by withamimps View Post
                Hi,

                Many thanks for you advice......do I need to tick the "I intend to contest jurisdiction" box?

                Thanks
                Only if you don't live in England or Wales (IE if you live in Scotland/Northern Ireland)
                Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                It doesn't matter where your journey begins, so long as you begin it...

                recte agens confido

                ~~~~~

                Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                But please include a link to your thread so I know who you are.

                Specialist advice can be sought via our sister site JustBeagle

                Comment


                • #9
                  Re: Shop Direct Court Claim

                  Originally posted by withamimps View Post
                  Hi,

                  Many thanks for you advice......do I need to tick the "I intend to contest jurisdiction" box?

                  Thanks
                  No you live in England/Wales? Not Scotland or NI?

                  nem

                  Comment


                  • #10
                    Re: Shop Direct Court Claim

                    Originally posted by Kati View Post
                    Only if you don't live in England or Wales (IE if you live in Scotland/Northern Ireland)
                    Thanks Kati.....I'm very English and live in England...~ Thank you once again....all done and submitted.

                    - - - Updated - - -

                    Originally posted by nemesis45 View Post
                    No you live in England/Wales? Not Scotland or NI?

                    nem
                    Thanks Nem.....Live in England yes so all sorted and submitted. Once again thank you very much for your help.

                    Comment


                    • #11
                      Re: Shop Direct Court Claim

                      Evening.

                      What will happen next? Do I just wait to hear back from the court now?

                      Thank you.

                      Comment


                      • #12
                        Re: Shop Direct Court Claim

                        Originally posted by withamimps View Post
                        Evening.

                        What will happen next? Do I just wait to hear back from the court now?

                        Thank you.
                        Have you sent off cca and cpr requests yet?? If not, do so (from my link in post #6)

                        Your defence will be due (http://www.timeanddate.com/date/date...aw=&ad=33&rec=)
                        From Wednesday, 13 April 2016
                        Added 33 days

                        Result: Monday, 16 May 2016
                        So there's a bit of time to get a draft posted up on here for the Beagles to advise on ... template here - http://legalbeagles.info/forums/show...t-Court-Claims

                        K xx
                        Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                        It doesn't matter where your journey begins, so long as you begin it...

                        recte agens confido

                        ~~~~~

                        Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                        I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                        But please include a link to your thread so I know who you are.

                        Specialist advice can be sought via our sister site JustBeagle

                        Comment


                        • #13
                          Re: Shop Direct Court Claim

                          In your CPR request (http://www.legalbeagles.info/forums/...ic-information), you can ask for copies of things mentioned in the PoC on the claim form:



                          So ... that's the AGREEMENT the DEFAULT NOTICE and the NOTICE OF ASSIGNMENT.

                          The CCA request (http://legalbeagles.info/forums/show...y-of-Agreement) is for a copy of your original signed agreement (and the terms). You'll need to send a £1 postal order with this letter marked "for statutory fee only" and keep a copy of it for your records

                          K xx
                          Attached Files
                          Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                          It doesn't matter where your journey begins, so long as you begin it...

                          recte agens confido

                          ~~~~~

                          Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                          I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                          But please include a link to your thread so I know who you are.

                          Specialist advice can be sought via our sister site JustBeagle

                          Comment


                          • #14
                            Re: Shop Direct Court Claim

                            Originally posted by Kati View Post
                            In your CPR request (http://www.legalbeagles.info/forums/...ic-information), you can ask for copies of things mentioned in the PoC on the claim form:



                            So ... that's the AGREEMENT the DEFAULT NOTICE and the NOTICE OF ASSIGNMENT.

                            The CCA request (http://legalbeagles.info/forums/show...y-of-Agreement) is for a copy of your original signed agreement (and the terms). You'll need to send a £1 postal order with this letter marked "for statutory fee only" and keep a copy of it for your records

                            K xx
                            Hi Kati,

                            Thank you so very much. I'll get all this done over the weekend and post up what I have typed up for your approval [MENTION=49370]Kati[/MENTION].

                            Comment


                            • #15
                              Re: Shop Direct Court Claim

                              [MENTION=49370]Kati[/MENTION] Do I send the CCA and CPR request to the Lowell Portfolio or to Lowell Solicitors Limited?

                              I am posting them tomorrow morning.

                              Thank you

                              Comment

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