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Hi,
I have tried to use the form but it kept giving me an error so all details are below.
Received a claim: Yes
Date of Issue: 1 Feb 2016
Original Creditor: HSBC
Issued By: Arrow Global
Solicitors: Shoosmiths
This is an overdraft
Particulars:
1. The claimants claim is for the sum of £xxxx being monies due from the defendant as a consequence of the defendant incurring an overdraft whilst operating a bank account (account no. xxxxxx/xxxxxxxx) with HSBC Bank plc.
The debt was assigned to the claimant on xx/xx/2014 and notice of assignment provided to the defendant, pursuant to the Law of property act 1925.
2. Payment of the above sum has been requested but as at the date hereof refused
3. The claimant claims the sum of £xxxx
4. C has complied, as far as necessary with the pre-action conduct practice direction
I have not yet acknowledged and the debt is not statute barred.
This was a student overdraft - I have had communication with Shoosmiths in November/December. They sent me an income/expenditure form but said if I didn't return it they would assess my offer to pay (at £100 a month) based on the information already provided. I didn't send the form back but rather than respond to my offer, they have just issued the claim.
I do accept I owe the debt but I'll need about 4 months (till the 27th April) to get together enough cash to pay it off. At the moment I've got at least 2 months (28 days+5 if I say I'll defend, and then 28 days if judgment is granted). Any other ways to extend the time until the CCJ will stay for 6 years?
I have tried to use the form but it kept giving me an error so all details are below.
Received a claim: Yes
Date of Issue: 1 Feb 2016
Original Creditor: HSBC
Issued By: Arrow Global
Solicitors: Shoosmiths
This is an overdraft
Particulars:
1. The claimants claim is for the sum of £xxxx being monies due from the defendant as a consequence of the defendant incurring an overdraft whilst operating a bank account (account no. xxxxxx/xxxxxxxx) with HSBC Bank plc.
The debt was assigned to the claimant on xx/xx/2014 and notice of assignment provided to the defendant, pursuant to the Law of property act 1925.
2. Payment of the above sum has been requested but as at the date hereof refused
3. The claimant claims the sum of £xxxx
4. C has complied, as far as necessary with the pre-action conduct practice direction
I have not yet acknowledged and the debt is not statute barred.
This was a student overdraft - I have had communication with Shoosmiths in November/December. They sent me an income/expenditure form but said if I didn't return it they would assess my offer to pay (at £100 a month) based on the information already provided. I didn't send the form back but rather than respond to my offer, they have just issued the claim.
I do accept I owe the debt but I'll need about 4 months (till the 27th April) to get together enough cash to pay it off. At the moment I've got at least 2 months (28 days+5 if I say I'll defend, and then 28 days if judgment is granted). Any other ways to extend the time until the CCJ will stay for 6 years?
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