• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Court Claim- Restons Solicitors Re Arrow Global & MBNA - HELP Please!

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Court Claim- Restons Solicitors Re Arrow Global & MBNA - HELP Please!

    First of all thanks for accepting me as a member. I only found this forum recently and can't believe how great it is.
    I need some advice please.
    I had an MBNA Credit card and moved to Cyprus in April 2009. I told MBNA of my change of address. I ran into financial difficulties in November 2009 and MBNA agreed in writing to my Cyprus address to accept a minimum monthly payment and change the interest rate to 0%.
    In October 2010 I wrote to MBNA (recorded delivery) and asked them for a copy of the credit agreement and didn't hear back from them and they stopped contacting me in Cyprus.
    In December 2015 Restons Solicitors issued a Court Claim addressed to me at my Dad's address in the UK. I have never lived at that address and have no idea how they have it. My Dad told me about the claim (he was very upset as he's almost 80 and not in good health). I still live in Cyprus.
    I have acknowledged the claim online and would like some advice as to how to proceed from here please. I'm wondering if they can't issue proceedings against me in Cyprus and that's why they have used my Dad's UK address?
    Any advice would be greatly appreciated please. Thank You
    Tags: None

  • #2
    Re: Court Claim- Restons Solicitors Re Arrow Global & MBNA - HELP Please!

    :bump: for [MENTION=55034]nemesis45[/MENTION] xx
    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido

    ~~~~~

    Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

    I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
    But please include a link to your thread so I know who you are.

    Specialist advice can be sought via our sister site JustBeagle

    Comment


    • #3
      Re: Court Claim- Restons Solicitors Re Arrow Global & MBNA - HELP Please!

      Have you told the court you don't reside in the UK @Bambam ??
      Practice direction 7e - https://www.justice.gov.uk/courts/pr...t07/pd_part07e :
      Types of claims which may be started using Money Claim Online
      (3A) the claimant’s address for service is within the United Kingdom
      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

      It doesn't matter where your journey begins, so long as you begin it...

      recte agens confido

      ~~~~~

      Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

      I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
      But please include a link to your thread so I know who you are.

      Specialist advice can be sought via our sister site JustBeagle

      Comment


      • #4
        Re: Court Claim- Restons Solicitors Re Arrow Global & MBNA - HELP Please!

        Originally posted by Bambam View Post
        First of all thanks for accepting me as a member. I only found this forum recently and can't believe how great it is.
        I need some advice please.
        I had an MBNA Credit card and moved to Cyprus in April 2009. I told MBNA of my change of address. I ran into financial difficulties in November 2009 and MBNA agreed in writing to my Cyprus address to accept a minimum monthly payment and change the interest rate to 0%.
        In October 2010 I wrote to MBNA (recorded delivery) and asked them for a copy of the credit agreement and didn't hear back from them and they stopped contacting me in Cyprus.
        In December 2015 Restons Solicitors issued a Court Claim addressed to me at my Dad's address in the UK. I have never lived at that address and have no idea how they have it. My Dad told me about the claim (he was very upset as he's almost 80 and not in good health). I still live in Cyprus.
        I have acknowledged the claim online and would like some advice as to how to proceed from here please. I'm wondering if they can't issue proceedings against me in Cyprus and that's why they have used my Dad's UK address?
        Any advice would be greatly appreciated please. Thank You
        Hello Bambam responding to [MENTION=49370]Kati[/MENTION] tag.

        Unfortunately you cannot conduct this online at MCOL from outside the Uk.

        I suggest that you need the claim forms or go back online and contest jurisdiction
        as you are permanently resident outside the UK.

        Follow this up with a letter to Restons stating that you are no longer a UK resident.

        How much is claimed? It would be useful to know if it's worth AG getting judgement and
        following it up with a European Enforcement Order, which enables a UK judgement to be
        enforced in an EU court.

        Shame really that you acknowledged service otherwise you could have asked dad to return the
        claim pack as" not resident at this address".

        nem

        Comment


        • #5
          Re: Court Claim- Restons Solicitors Re Arrow Global & MBNA - HELP Please!

          you can also report the solicitors to the SRA - http://www.sra.org.uk/consumers/prob...solicitor.page
          Debt is like any other trap, easy enough to get into, but hard enough to get out of.

          It doesn't matter where your journey begins, so long as you begin it...

          recte agens confido

          ~~~~~

          Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

          I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
          But please include a link to your thread so I know who you are.

          Specialist advice can be sought via our sister site JustBeagle

          Comment


          • #6
            Re: Court Claim- Restons Solicitors Re Arrow Global & MBNA - HELP Please!

            Hi Kati

            Thank You so much for replying - No I haven't told the court that I don;t reside in the UK. Can I just call them or email them?
            Sorry I have no experience with courts!
            Thanks again

            - - - Updated - - -

            Hello Nemesis 45

            Thanks so much for replying and for your advice. Sorry but I have no experience with court claims. How do I contest juristriction please?
            Amount claimed is around £8600 including court costs.

            I acknowledged as I was scared!

            Thanks again

            Comment


            • #7
              Re: Court Claim- Restons Solicitors Re Arrow Global & MBNA - HELP Please!

              Originally posted by Bambam View Post
              Hi Kati

              Thank You so much for replying - No I haven't told the court that I don;t reside in the UK. Can I just call them or email them?
              Sorry I have no experience with courts!
              Thanks again

              - - - Updated - - -

              Hello Nemesis 45

              Thanks so much for replying and for your advice. Sorry but I have no experience with court claims. How do I contest juristriction please?
              Amount claimed is around £8600 including court costs.

              I acknowledged as I was scared!

              Thanks again
              Ok Contest Jurisdiction a Formal letter to Restons stating that you are not resident in the UK and
              will not be resident in the foreseeable future.

              Copy to the Court Manager Northampton County Court Business Centre.
              As previously said much will be down to AG to decide if it is cost effective
              to take the claim further.

              nem

              Comment


              • #8
                Re: Court Claim- Restons Solicitors Re Arrow Global & MBNA - HELP Please!

                I should also add that I still own a house in the UK that is rented out

                - - - Updated - - -

                Thank You Nem - really appreciate your help.

                Comment


                • #9
                  Re: Court Claim- Restons Solicitors Re Arrow Global & MBNA - HELP Please!

                  Originally posted by Bambam View Post
                  I should also add that I still own a house in the UK that is rented out

                  - - - Updated - - -

                  Thank You Nem - really appreciate your help.
                  No need to mention that, your primary residence is in Cyprus.


                  nem

                  Comment

                  View our Terms and Conditions

                  LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

                  If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


                  If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
                  Working...
                  X