Marlin Europe v Miss Understood 01

[Berniethebolt]

Re: Marlin Europe v Miss Understood 01

Even at this late date is it worth seeing if you can get a lawyer on board who may work on a CFA?. If you win the claimant would bear the cost.

[Miss understood 01]

Re: Marlin Europe v Miss Understood 01

Hi,
Back again after filing my defence and looking into options for CFA.

I never received a reply to my extension but recently received the attached letter back from Reston's in reply to my defence.

In summary they reckon that despite me stating that the £13K is not owed on my current account, they "confirm" it is a current account debt. (earlier in the thread we discussed how they like to roll current accounts together with Credit card accounts)

Also, the wording "contract" from their POC and my CPR31:14 request to inspect the contract has now been ignored as "the documents you require are not mentioned" They have introduced the word "agreement", only to then state that no "agreement" would exist for a current account. They then "invited" me to withdraw my defence.

I shall be submitting my last bank current account statement in evidence showing £103.01 o/d as the balance and think I should be enforcing my CPR31:14 request under an unless order.

This may just result in a change of their tactics.
Without a Lawyer, is there anything else you would recommend I should be mentioning at this stage?
Thanks