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Lowell Financial non compliance of CCA

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  • #31
    Re: Lowell Financial non compliance of CCA

    Wow! Well spotted, Mike. I wouldn't have known that and obviously they are relying on that. So they are passing off a photocopy of someone elses later agreement T&C as mine. Would you know what date those T&Cs came into effect?

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    • #32
      Re: Lowell Financial non compliance of CCA

      There is usually number etc in small print on the side of it, what they are doing is sending T&Cs issued after the initial ones which is required, but the main one is the ones at the time of taking agreement out

      ,(mid 2005 if I remember correctly.)

      One they sent me a few years ago suppose to be original, only original was a certain date I took out card with Cap one years before, but there again £12.00 late payment charges, so I let them stew in it!

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      • #33
        Re: Lowell Financial non compliance of CCA

        I'm thinking that I should do the same, Mike. Wait until the next demand and then point out that the T&Cs on the agreement are illegible and the expanded T&Cs that they have supplied as a true copy of the rear of the agreement are provable as not from my agreement.

        Surely they are breaking regulations or law by doing that?

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        • #34
          Post moved
          Last edited by Aero79; 15th August 2021, 18:58:PM.

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          • #35
            Please start your own thread and do not hijack some one else's, even if it is 6 years old

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            • #36
              Originally posted by ostell View Post
              Please start your own thread and do not hijack some one else's, even if it is 6 years old
              Hi once realised what had been done I did put a message at the bottom to apologise

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