Court Claim - lowell / capital one - 19-5-2015

[marley2015]

Received a claim? Yes
Issue Date: 19-5-2015
Amount approx: 3879
Claimant: lowell
Solicitor: bryan carter
Original Credit: capital one

Particulars of Claim:
fHE CLA.|MAIITS C'LAIM lS FOR THE Sr-ilt'{ OF
3395.54, BEING MONIES DUE FROM THE
DEFENDANT TO THE CLAIMANT UNDER AN AGREEMENT
REGULATED BY THE CONSUMER CREDIT ACT 1974
BETWEEN THE DEFENDANT AND
CapitalOne
UNDER ACCOUNT REFERENCE
5460975809062388
AND ASSIGNED TO THE CLAIMANT ON 2810712A14,
NOTICE OF WHICH HAS BEEN GIVEN TO THE
DEFENDANT.
THE DEFENDANT FAILED TO MAINTAIN CONTRACTUAL
REPAYMENT UNDER THE TERMS OF THE AGREEMENT
AND A DEFAULT NOTICE HAS BEEN SERVED WHICH
HAS NOT BEEN COMPLIED WITH.
AND THE CLAIMANT CLAIMS 3395.54
THE CLAIMANT ALSO CLAIMS STATUTORY INTEREST
PURSUANT TO 5.69 OF THE COUNTY ACT 1984 AT A
RATE OF 8% PER ANNUM
FROM THE DATE OF ASSIGNMENT OF THE AGREEMENT
TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR
AND A MAXIMUM OF lOOO AMOUNTING TO 218.79
The Claimant believes that the facts stated in this claim
lorm are true and I am dul1, authorised by the claimant
to sign this statement

Stat Barred? Yes

Have sent: Acknowledged the Claim, Sent a CCA request, Sent a CPR 31.14 request

Other Info:
default was added on 18/1/2010 but had not made any contact or payment previous to this to capital one

[FlamingParrot]

Re: Court Claim - lowell / capital one - 19-5-2015

Welcome aboard

You seem to have taken all the necessary steps so far. :thumb:

The default date recorded on your credit file is not a good indication of SBd status, if there were no payments or written acknowledgment since the early part of 2009, then it should be SBd. When the time comes, you could submit a SBd defence, although it's always a good idea to request the documents, etc. as a back-up plan.

It would be a good idea if you could edit your post and remove the account number from the particulars of claim.