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negotiating a full and final settlement

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  • negotiating a full and final settlement

    hi
    I am looking for advice on settling Credit Card debts , I have approx£1600 of debt to Capital one £8000 Barclaycard £5000 and £1500 both Rbs and Halifax .
    I may be in a position to pay some money toward these soon not sure exactly how much . I have been making token payments of £1 for nearly 2 years apart a 6 month period when I was making each 1% payments .

    - - - Updated - - -

    Sorry meant to say capital one and rbs were taken out prior to 2007 but the debt was racked up after 2010
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