Claim form received from Drydens re: Cabot- original creditor JD Williams

[mrcraig]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

Its for an old JD WIlilams account, but I can't even locate any payments on my back account going back to 2008

[mrcraig]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

Defence sent today

Fingers crossed!

[mrcraig]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

When will I expect to hear back from the court?

[mrcraig]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

bump

[mrcraig]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

Question answered - letter from court today acknowledging defence and that it has been sent to claimant - they have 28 days to respond (or negotiate?)

Defence sent today

Fingers crossed!

[Amethyst]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

Sorry xxx Well done getting your defence in, you should hear within a week or so - you should get a letter saying the claimants has been sent your defence and will respond within 28days or the claim will be put on hold. So case of wait and see for a little bit now.

[ncf355]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

If no payments since 2008 (assuming they were made prior to December), even if they come up with a compliant agreement (unlikely.....) you would still have statute barred as a robust defence to their claim.

[mrcraig]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

Update

Received a letter from Cabot today (excerpt attched)

What happens now, presumably they will discontinue the case?

[FlamingParrot]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

Update

Received a letter from Cabot today (excerpt attched)

What happens now, presumably they will discontinue the case?

Just a standard template response to your CCA request, which doesn't mean anything really once they've issued proceedings. Also if your defence was, this doesn't alter that fact in any way. :thumb:

How long ago did you submit your defence? If they don't respond in 28 days, then the case will be stayed and you may wish to consider applying for strike out. :grin:

[mrcraig]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

I've still not had anything from Cabot and also not heard anything from the court

Last correspondence from the court was to say that my defence was being passed to the creditor on 28th January and they had 28 days to respond

whats going on?

[mrcraig]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

bump

I've still not had anything from Cabot and also not heard anything from the court

Last correspondence from the court was to say that my defence was being passed to the creditor on 28th January and they had 28 days to respond

whats going on?

[nemesis45]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

Telephone the court, the claim maybe stayed if Cabot have not filed with the court.

nem

[mrcraig]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

Today out of the blue more than 4 months since my defence was submitted, I've received a pack from Cabot with a reconstitued copy of the credit agreement (unsigned by me) and a full statement since the beginning of the account

What do I do now??

[FlamingParrot]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

Today out of the blue more than 4 months since my defence was submitted, I've received a pack from Cabot with a reconstitued copy of the credit agreement (unsigned by me) and a full statement since the beginning of the account

What do I do now??

Have they applied to lift the stay and proceed with the case?

Is there any chance you could remove your personal details and post up what you received? :typing:

[mrcraig]

Re: Claim form received from Drydens re: Cabot- original creditor JD Williams

I've heard nothing from the court or the solicitors since I filed my defence end of January

Theres a fair few sheets, its basically a credit agreement only signed by someone at JD Williams and a whole host of unbranded pages with what appears to be screen shots of the account transactions start to finish