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Default after 8 years?

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  • #1

    Default after 8 years?

    I took out car finance for around £3000 on 11 September 2005 and kept up the payments until January/ February 2006 when I lost my job and they refused to honour the payment protection as I had been sacked. I had no contact with Lloyds/ Black Horse from around April 2006 and have not acknowledged the debt in any way. On my credit report it says that they reported the default on 15/09/2009. 4 years after the original finance was set up and 3 1/2 years after the debt was last acknowledged, is this legal? I am currently looking to buy a new car and I am worried that this will stop me.
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  • #2
    Re: Default after 8 years?

    :bump2:
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    • #3
      Re: Default after 8 years?

      Hi David ... I'm sure you'll get advice soon :tinysmile_twink_t2:
      Kati x
      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

      It doesn't matter where your journey begins, so long as you begin it...

      recte agens confido

      ~~~~~

      Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

      I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
      But please include a link to your thread so I know who you are.

      Specialist advice can be sought via our sister site JustBeagle

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