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They are getting letters from Westcot for a loan that was last paid over t years ago through an IVA that was never completed.
Have checked their CRA files with Experian and nothing shows regarding this debt or the IVA and in the last 2 years they have got Credit a Barclaycard and a Loan from a high street bank so would expect that they are a good risk not someone wth a 12k plus debt unpaid?
I have said ignore it unless a LBA comes highly unlikely we have 32 letters concerning one 4k debt ourselves .
Can the send the Lender a SAR without admitting the debt in case the DCA fabricates a payment ?
They are getting letters from Westcot for a loan that was last paid over t years ago through an IVA that was never completed.
Have checked their CRA files with Experian and nothing shows regarding this debt or the IVA and in the last 2 years they have got Credit a Barclaycard and a Loan from a high street bank so would expect that they are a good risk not someone wth a 12k plus debt unpaid?
I have said ignore it unless a LBA comes highly unlikely we have 32 letters concerning one 4k debt ourselves .
Can the send the Lender a SAR without admitting the debt in case the DCA fabricates a payment ?
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