ATM sols / Grassroots Financial / Temple / Legal Ness

[Jojo1]

Re: Hello everyone - Grassroots Financial

Hi everyone,
Is this true about fca on grassroots,grf etc?
We had our solicitor working for us since I last posted and all seemed quiet from grf until yesterday when we received a letter from grf and legal ness, their solicitors also working from their universal square offices in Manchester asking for payment again for unenforceability.
Do we contact our solicitor again or hold off?

[Amethyst]

Re: Hello everyone - Grassroots Financial

Hi everyone,
Is this true about fca on grassroots,grf etc?
We had our solicitor working for us since I last posted and all seemed quiet from grf until yesterday when we received a letter from grf and legal ness, their solicitors also working from their universal square offices in Manchester asking for payment again for unenforceability.
Do we contact our solicitor again or hold off?

Would you be able to post up a copy of the letter you received? (redact any personal details or if that's tricky email me admin@legalbeagles.info )


I'm going to have a look at your older posts see what your position is.

[Amethyst]

Re: Hello everyone - Grassroots Financial

Ahhh yes, ouchy

Originally Posted by Jojo1
Yes, an agent from Grassroots and ATM solicitors "congratulated" us and told us to "cease" all payments to the credit card companies, which we did, and in which case the debts then spiralled out of control, hence why we are now in a DAS.



I'd really like a look at the letter you have received.

Have you read the 'requirements' ''voluntarily'' agreed by Grassroots and the FCA ?

Also not sure it's a typo or not, what is '' legal ness, ''

[Jojo1]

Re: Hello everyone - Grassroots Financial

I have emailed you information on the letter that was sent from Legal Ness the company that has been assigned the rights of the contract.

[Amethyst]

Re: Hello everyone - Grassroots Financial

LEGAL NESS LIMITED
07383178
Registered Address: Universal Square, Devonshire Street North, Manchester, M12 6JH


Director is Nathan James Breeze
Short name Nathan Breeze
Year of Birth: 1980
Director ID: 915426940

Same old story.

MOJ licence ?? No - reported
SRA ? lol as if - NO
CCL ? - NO

Website

Legal Ness Limited
www.legalness.co.uk
www.legalness.co.uk is currently under construction and will be live soon. Please bookmark the site and return later.



Ahh well, here's the other companies he's ended up as director of;

MEDIATION EXCHANGE LIMITED	Non trading	Director	21/09/2010	-	-
LEGAL NESS LIMITED	Non trading	Director	21/09/2010	-	-
ARBITRATION EXCHANGE LIMITED	Non trading	Director	21/09/2010	-	-
WILLS WEB DEALS LIMITED	Company is dissolved	Director	14/12/2009	-	07/2012
SMALL CLAIMS ADVICE BUREAU LIMITED	Non trading	Director	26/04/2011	-	-
DESAP LIMITED	Active - Newly Incorporated	Director	05/12/2012	18/09/2013	-

[Amethyst]

Re: Hello everyone - Grassroots Financial

So basically Legal Ness Ltd are acting as debt collectors for ex Cartel / Grassroots Financial etc UCCA clients ?

So it is basically collecting on invoices from a business - so don't need a CCL (FCA auth) ? as it wasn't 'consumer credit' as such, just an outstanding invoice.
Don't need MOJ authorisation as not running claims, just collecting debts.


NATHAN BREEZE
912276976
Registered Address: 10 Hockerley Lane, Whaley Bridge, High Peak, Derbyshire, SK23 7AT


Website: www.legalness.co.uk

Registrant:
LEGAL NESS LIMITED

Trading as:
LEGALNESS

Registrant type:
UK Limited Company, (Company number: 7383178)

Registrant's address:
10 HOCKERLEY LANE
WHALEY BRIDGE
HIGH PEAK
DERBYSHIRE
SK23 7AT
United Kingdom

[Jojo1]

Re: Hello everyone - Grassroots Financial

Looks that way! Just feel after paying legal fees to our solicitor and having not heard from GRF in a while that we're back to the drawing board with these shisters again!!

[Amethyst]

Re: Hello everyone - Grassroots Financial

Do you know what your solicitor actually did with regards this debt ?

Did he check through the contract terms etc ?


(btw Temple & Co are the same bunch of people as well - Eric Fairweather - director of GrassRoots - and Legal Ness are NOT solicitors)

[Jojo1]

Re: Hello everyone - Grassroots Financial

We passed all paperwork re grassroots and so called solicitors paperwork to our solicitor and basically told us it was all certainly very cloak n dagger.
So do Legal Ness have rights to pursue this debt?

[Amethyst]

Re: Hello everyone - Grassroots Financial

Legally, possibly.

Morally, No.


If you're having trouble scanning it, could you type out the text for me pls. Who's it signed by, does it have any SRA numbers / claim to be or infer that they are solicitors ?

[Amethyst]

Re: Hello everyone - Grassroots Financial

Just bringing this forwards on the thread

''We paid them just over £900 upfront on one of the credit cards and they say we owe them £5600 for making both credit cards unenforceable.''

'' an agent from Grassroots and ATM solicitors "congratulated" us and told us to "cease" all payments to the credit card companies, which we did, and in which case the debts then spiralled out of control,''

The two credit cards they pronounced as unenforceable are now being dealt with through a Debt Arrangement Scheme.

I don't think you need worry, lets get this letter you have received and we'll help you with a response to get shot of the buggers.

[Jojo1]

Re: ATM sols / Grassroots Financial / Temple / Legal Ness

Thankyou ..I shall have that letter for you today!

[Amethyst]

Re: ATM sols / Grassroots Financial / Temple / Legal Ness

Got it Thank you.

Two letters - both exactly the same barring the amount claimed as owing, so have redacted one and attached it.

[Amethyst]

Re: ATM sols / Grassroots Financial / Temple / Legal Ness

Do you have copies of the original contract or did that go to your solicitor?

Did your solicitor ask you to send off CCA Request letters (with £1 in each) for copies of the credit card agreements in each of those debts (to the original creditors) ?

I'm thinking that the 'work' done for you by GRF / ATM was incomplete in that their declaration of enforceability actually is totally meaningless, only a court could deem an agreement unenforceable, but need to check the actual contract terms (and possibly their letter notifying you to stop payments on the debts if you had one?) to see what they professed to be offering for their 'service'.

I'll see if I can find a contract from the right period. Did you originally sign up with GRF or Cartel ? (ie who did you pay the £900 to ?)

( Don't reply to those letters yet ok)

[pt2537]

Re: ATM sols / Grassroots Financial / Temple / Legal Ness

ahh sooooo if the service is not complete then they are well buggered. And on many of the GRF cases they will have relied on s78 breaches which we all know can be remedied, sooooo there may be an argument to say they haven't complied with the contractual obligations so aren't entitled to payment