Can anyone Help with a debt passed to Arrow Global Guernsey Limited via MBNA?

[CleverClogs]

Re: Can anyone Help with a debt passed to Arrow Global Guernsey Limited via MBNA?

.................or would you rather sort it out now by making an offer to pay of an affordable monthly payment which would be set by the court. You would have a CCJ against you, which I think you are not that fussed about, and you don't own your home so that is not at risk. The CCJ would stay on your credit file for 6 years. If so then you need to get that defence withdrawn (having it struck out may incur more costs and might well deny you the opportunity to have an installment order straight away from the court leaving you further costs in applying to have the judgment redetermined to installments later ) and submit an admission and an offer to pay , along with a detailed income and expenditure form showing how much you could reasonably afford to pay.

With a Tomlin Order in place, they'd not actually have a CCJ - would they?

[PlanB]

Re: Can anyone Help with a debt passed to Arrow Global Guernsey Limited via MBNA?

With a Tomlin Order in place, they'd not actually have a CCJ - would they?

^^^^ I agree with Cloggy. Always the best way to settle in preference to getting a court order. A Tomlin Order is a settlement agreed between the parties and not an order handed down by the court based on a payment schedule dictated by the court. It simply gets rubber-stamped by the court and the legal proceedings are stayed indefinitely except to enforce any failure to keep to the settlement.