loanoptions.net

[mads62]

This company has "stolen" £65 from me, and others. They do make it clear on their website that they are loan brokers or that they will charge £65 for their "services". I haven't accepted a loan from any of the companies they suggested. Can I claim may money back?

[labman]

Re: loanoptions.net

From their T&C's:

Cancellation Policy

If you wish to cancel your 30 day membership please write to us at the following address. Refunds are calculated based on the length of time between the start of your membership and receipt of your cancellation letter.

Loan Options
3rd Floor Wyndham House
1-3 Wyndham Street, Bridgend
CF31 1EF

[Amethyst]

Re: loanoptions.net

Mads62 - at what point did you give them your debit card information?


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I like the way the cancellation is of the 30 day membership (which seems to cost the £64.76) but if you don't realise you have signed up to a pay service (and it isn't at all clear) then as they don't take the money till after the 30 days is up, by the time you get a bank statement showing the £64.76 missing from your account, you are out of time to cancel.

APR 53% rep. too! !!!!

When is the Fee Debited?

The full amount of £64.76 will be debited within 50 days; this will not restrict you from gaining full access to our services immediately.

Think a big complaint needs to go in on the clarity of their advertising.


It really isn't clear that as soon as you register this kicks in

We provide a variety of services by phone, internet, mail and other means through a 30 day membership programme. In return for these services, You agree to pay a one-off fee of £64.76 (£34.76 registration fee + £1 per day).

CCL details

Licence Number:0640755
Licence Status:Current

Current Applicant / Licensee:

Business Name	Company Registration Number
Loan Options Limited	07451501

Categories:

Credit brokerage

Provision of credit information services, excluding credit repair

Right To Canvass Off Trade Premises:No


Trading Name(s) (Current):

Loan-Options.Net

The Money Circle

Issued Date: 17-Dec-2010
Date Maintenance Payment Due: 16-Dec-2015


Legal Formation:

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

Name	Position
Gareth James
Mike Chamberlain

Nature of Business:

Credit Agreements/loans (not linked)

Current Address(es):

Address Type	Address
Correspondence	Wyndham House, 1-3, Wyndham Street, Bridgend, Mid Glamorgan, CF31 1EP, Wales
Principal Place Of Business	Wyndham House, 1-3, Wyndham Street, Bridgend, Mid Glamorgan, CF31 1EP, Wales
Registered Office	Wyndham House, 3rd Floor, 1-3 Wyndham Street, Bridgend, County Of Bridgend, CF31 1EF, Wales

Historic Address(es):

Address Type	Address
Registered Office	Wyndham House, 1-3, Wyndham Street, Bridgend, Mid Glamorgan, CF31 1EP, Wales

and oh look wonder if these are the same two

MR GARETH HUW JAMES


LIFESTYLE FINANCE SOLUTIONS LIMITED
( Status: Dissolved 11/06/2013) MICHAEL WILLIAM CHAMBERLAIN


LIFESTYLE FINANCE SOLUTIONS LIMITED
(Status: Dissolved 11/06/2013)

The other director of Lifestyle Finance Solutions Ltd was Neil Davies.

From companies house Loan Options Ltd - DIRECTOR'S CHANGE OF PARTICULARS / MR GARETH HUW JAMES / 01/03/2013 - and - DIRECTOR'S CHANGE OF PARTICULARS / MR MICHAEL WILLIAM CHAMBERLAIN / 28/11/2012

also name changed to money circle membership ltd in august.

GARETH is also LOANMART LIMITED director trading from same address, Wyndam House (http://www.loanmart-uk.com/)

[labman]

Re: loanoptions.net

It's only 15 minutes away from me - maybe I should go and say hello!