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Hi all
I havnt been around for a while but i am needing a little bit of help on this one if anyone can.
Back on 16th July 2006 I took out a loan with Advantage Finance Limited. Built in to this loan is a payment of £1,783.69 for PPI. The loan was paid in full by July 2010 with no claims made against it.
Recently I decided to claim back my PPI, so filled out the nessesary paperwork and sent it to advantage to claim my refund. Within a few weeks I recieved a letter back from advantage, it reads as follows " Dear Mr XXXXXXX, Thankyou for your recent questionaire. Our records show that the sale of PPI policy concerned was actually conducted by Origin Financial Services Limited. FSA No 300013 and as such they bear the regulatory responsibility to deal with your complaint under FSA guidelines. We are sorry we are unable to help you further with this issue. Please accept this as our FINAL response".
So i thought ok I will deal with them, So i searched them out only to find they are no longer authorised on the FSA register.
Now its head against the wall time. The loan was with Advantage who say that Origin set up the deal, who have gone bust, the policy is from Car Protect.
Please help, Who do i claim against?
Thanks for any help
I havnt been around for a while but i am needing a little bit of help on this one if anyone can.
Back on 16th July 2006 I took out a loan with Advantage Finance Limited. Built in to this loan is a payment of £1,783.69 for PPI. The loan was paid in full by July 2010 with no claims made against it.
Recently I decided to claim back my PPI, so filled out the nessesary paperwork and sent it to advantage to claim my refund. Within a few weeks I recieved a letter back from advantage, it reads as follows " Dear Mr XXXXXXX, Thankyou for your recent questionaire. Our records show that the sale of PPI policy concerned was actually conducted by Origin Financial Services Limited. FSA No 300013 and as such they bear the regulatory responsibility to deal with your complaint under FSA guidelines. We are sorry we are unable to help you further with this issue. Please accept this as our FINAL response".
So i thought ok I will deal with them, So i searched them out only to find they are no longer authorised on the FSA register.
Now its head against the wall time. The loan was with Advantage who say that Origin set up the deal, who have gone bust, the policy is from Car Protect.
Please help, Who do i claim against?
Thanks for any help
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