Hi Guys.
Just a quick question really. Have very limited info because of the age of the loan. I stupidly took out a completly un-neccesary unsecured loan from HSBC back roughly 8-9 years ago. When i was starting up a company. (business never got off the ground - pipe dreams n all that.) Any way i was never in a position to pay back the loan. The balance totaling £12k ended up on my credit file. As a default i also was given a CCJ. Anyway the years passed and i have NEVER acknowledged this debt. Eventually the default and the CCJ just dropped off. I have recently been contacted from Lowell regarding this old debt. I think it was when i contacted them regarding another debt of £500. Which they emailed me offering a 75% discount. They mentioned the HSBC debt which i refused to discuss. I have since started receiving letters regarding it.
Any idea where i stand with this?
Thanks Guys
Mike.
Just a quick question really. Have very limited info because of the age of the loan. I stupidly took out a completly un-neccesary unsecured loan from HSBC back roughly 8-9 years ago. When i was starting up a company. (business never got off the ground - pipe dreams n all that.) Any way i was never in a position to pay back the loan. The balance totaling £12k ended up on my credit file. As a default i also was given a CCJ. Anyway the years passed and i have NEVER acknowledged this debt. Eventually the default and the CCJ just dropped off. I have recently been contacted from Lowell regarding this old debt. I think it was when i contacted them regarding another debt of £500. Which they emailed me offering a 75% discount. They mentioned the HSBC debt which i refused to discuss. I have since started receiving letters regarding it.
Any idea where i stand with this?
Thanks Guys
Mike.
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