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Rooftop mortgages

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  • Rooftop mortgages

    Hi
    Wonder if anyone could please help...we believe we were wrongly sold a mortgage about 8 years ago with Rooftop Mortgages, the repayments were phenomenal and we unfortunately couldn't keep payments up and had to sell our home.
    We are now trying to attempt to claim PPI from them but they folded in 2009. Has anyone any ideas how I can make contact with them please
    Many Thanks
    Sarah
    Tags: None

  • #2
    Re: Rooftop mortgages

    They have not folded, they are simply not taking on any new business and from their accounts is showing as an empty company.

    Are you certain that you had a PPI policy?

    You should send a subject access request (SAR) to the DATA CONTROLLER at Rooftop Mortgages requesting a complete breakdown of your account which should include charges as well as PPI if mis-sold. You may also be entitled to the return of some the very hefty charges they charged you. If you go on the ICO web site and look up the address for the DATA Controller.

    We still have our mortgage withy Rooftop apparently although we have found out things about this which is all on my thread.

    Did a broker sell you you the PPI?


    Originally posted by sairlp View Post
    Hi
    Wonder if anyone could please help...we believe we were wrongly sold a mortgage about 8 years ago with Rooftop Mortgages, the repayments were phenomenal and we unfortunately couldn't keep payments up and had to sell our home.
    We are now trying to attempt to claim PPI from them but they folded in 2009. Has anyone any ideas how I can make contact with them please
    Many Thanks
    Sarah
    Last edited by TUTTSI; 23rd April 2012, 10:31:AM.

    Comment


    • #3
      Re: Rooftop mortgages

      Hi, thanks for that , yes we were sold PPI but not sure whether through a broker or not! Will follow your advice...again many thanks
      Sarah
      ------------------------------- merged -------------------------------
      Sorry, what is the IOC website, googled it and just got international Olympic. Committee
      Last edited by sairlp; 23rd April 2012, 10:47:AM. Reason: Automerged Doublepost

      Comment


      • #4
        Re: Rooftop mortgages

        ICO web site for data controllers http://www.ico.gov.uk/what_we_cover/...ntrollers.aspx


        Registration Number: Z9494874
        Date Registered: 05 June 2006 Registration Expires: 04 June 2012

        Data Controller: ROOFTOP MORTGAGES LIMITED

        Address:
        125 LONDON WALL
        LONDON
        EC2Y 5AJ
        This register entry describes, in very general terms, the personal data being processed by:
        ROOFTOP MORTGAGES LIMITED

        This register entry contains personal data held for 6 purpose(s)
        Purpose 1
        Staff Administration
        Purpose Description:
        Appointments or removals, pay, discipline, superannuation, work management or other personnel matters in relation to the staff of the data controller.
        Data subjects are:
        Staff including volunteers, agents, temporary and casual workers
        Relatives, guardians and associates of the data subject
        Advisers, consultants and other professional experts
        Data classes are:
        Personal Details
        Family, Lifestyle and Social Circumstances
        Education and Training Details
        Employment Details
        Financial Details
        Racial or Ethnic Origin
        Religious or Other Beliefs Of A Similar Nature
        Trade Union Membership
        Physical or Mental Health or Condition
        Offences (Including Alleged Offences)
        Criminal Proceedings, Outcomes And Sentences.
        Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):
        Data subjects themselves
        Relatives, guardians or other persons associated with the data subject
        Current, past or prospective employers of the data subject
        Healthcare, social and welfare advisers or practitioners
        Education, training establishments and examining bodies
        Business associates and other professional advisers
        Employees and agents of the data controller
        Other companies in the same group as the data controller
        Suppliers, providers of goods or services
        Financial organisations and advisers
        Ombudsmen and regulatory authorities
        Transfers:
        Worldwide
        Purpose 2
        Advertising, Marketing & Public Relations
        Purpose Description:
        Advertising or marketing the business of the data controller, activity, goods or services and promoting public relations in connection with that business or activity, or those goods or services.
        Data subjects are:
        Customers and clients
        Complainants, correspondents and enquirers
        Advisers, consultants and other professional experts
        Data classes are:
        Personal Details
        Family, Lifestyle and Social Circumstances
        Goods or Services Provided
        Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):
        Data subjects themselves
        Business associates and other professional advisers
        Other companies in the same group as the data controller
        Suppliers, providers of goods or services
        Transfers:
        Worldwide
        Purpose 3
        Accounts & Records
        Purpose Description:
        Keeping accounts related to any business or other activity carried on by the data controller, or deciding whether to accept any person as a customer or supplier, or keeping records of purchases, sales or other transactions for the purpose of ensuring that the requisite payments and deliveries are made or services provided by him or to him in respect of those transactions, or for the purpose of making financial or management forecasts to assist him in the conduct of any such business or activity
        Data subjects are:
        Staff including volunteers, agents, temporary and casual workers
        Customers and clients
        Suppliers
        Complainants, correspondents and enquirers
        Advisers, consultants and other professional experts
        Data classes are:
        Personal Details
        Financial Details
        Goods or Services Provided
        Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):
        Data subjects themselves
        Business associates and other professional advisers
        Employees and agents of the data controller
        Other companies in the same group as the data controller
        Suppliers, providers of goods or services
        Persons making an enquiry or complaint
        Financial organisations and advisers
        Credit reference agencies
        Debt collection and tracing agencies
        Trade, employer associations and professional bodies
        Ombudsmen and regulatory authorities
        Transfers:
        Worldwide
        Purpose 4
        Debt Administration and Factoring
        Purpose Description:
        The tracing of consumer and commercial debtors and the collection on behalf of creditors. The purchasing of trade debts, including rentals and instalment credit payments, from business.
        Data subjects are:
        Customers and clients
        Suppliers
        Complainants, correspondents and enquirers
        Advisers, consultants and other professional experts
        Data classes are:
        Personal Details
        Family, Lifestyle and Social Circumstances
        Employment Details
        Financial Details
        Goods or Services Provided
        Offences (Including Alleged Offences)
        Criminal Proceedings, Outcomes And Sentences.
        Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):
        Data subjects themselves
        Business associates and other professional advisers
        Employees and agents of the data controller
        Other companies in the same group as the data controller
        Suppliers, providers of goods or services
        Persons making an enquiry or complaint
        Financial organisations and advisers
        Credit reference agencies
        Debt collection and tracing agencies
        Trade, employer associations and professional bodies
        Private investigators
        Ombudsmen and regulatory authorities
        Courts / Tribunals
        Transfers:
        Worldwide
        Purpose 5
        Provision of Financial Services & Advice
        Purpose Description:
        The provision of services as an intermediary in respect of any financial transactions including mortgage and insurance broking.
        Data subjects are:
        Customers and clients
        Suppliers
        Complainants, correspondents and enquirers
        Advisers, consultants and other professional experts
        Data classes are:
        Personal Details
        Financial Details
        Goods or Services Provided
        Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):
        Data subjects themselves
        Business associates and other professional advisers
        Employees and agents of the data controller
        Other companies in the same group as the data controller
        Suppliers, providers of goods or services
        Persons making an enquiry or complaint
        Financial organisations and advisers
        Trade, employer associations and professional bodies
        Ombudsmen and regulatory authorities
        Transfers:
        Worldwide
        Purpose 6
        Property Management
        Purpose Description:
        The management and administration of land, property and residential property and the estate management of other organisations.
        Data subjects are:
        Staff including volunteers, agents, temporary and casual workers
        Customers and clients
        Complainants, correspondents and enquirers
        Advisers, consultants and other professional experts
        Patients
        Data classes are:
        Personal Details
        Family, Lifestyle and Social Circumstances
        Employment Details
        Financial Details
        Goods or Services Provided
        Physical or Mental Health or Condition
        Offences (Including Alleged Offences)
        Criminal Proceedings, Outcomes And Sentences.
        Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):
        Data subjects themselves
        Business associates and other professional advisers
        Employees and agents of the data controller
        Other companies in the same group as the data controller
        Suppliers, providers of goods or services
        Persons making an enquiry or complaint
        Financial organisations and advisers
        Debt collection and tracing agencies
        Trade, employer associations and professional bodies
        Private investigators
        Ombudsmen and regulatory authorities
        Transfers:
        Worldwide
        Originally posted by sairlp View Post
        Hi, thanks for that , yes we were sold PPI but not sure whether through a broker or not! Will follow your advice...again many thanks
        Sarah
        ------------------------------- merged -------------------------------
        Sorry, what is the IOC website, googled it and just got international Olympic. Committee

        Comment

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