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cimlaboy

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  • cimlaboy

    received reply from hbos today, regarding claim for bank charges. They have agreed to repay £338.00p, however they will refund this amount to their collections dept. Is this a double whammy as I am also being persued by hillesden Securities for £2619 which has been in default status for some time. Are hbos entitled to this money as it appears that they have written off the debt
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  • #2
    Re: cimlaboy

    i have recently received a letter from RBS stating i owe them £103 unauthorised overdraft of £23.33 that is not including the money they have already taken off me for going overdrawn before but as i said to the manager i asked for no overdraft to be allowed on the account and they should have declined the payment i do not have any direct debits going out but i still have to pay them even though the only reason i am over drawn is because of bank charges and she siad its not a bank error i do not understand why i have to pay this as i already paid the amount i was overdrawn..

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    • #3
      Re: cimlaboy

      Originally posted by louise.dean View Post
      i have recently received a letter from RBS stating i owe them £103 unauthorised overdraft of £23.33 that is not including the money they have already taken off me for going overdrawn before but as i said to the manager i asked for no overdraft to be allowed on the account and they should have declined the payment i do not have any direct debits going out but i still have to pay them even though the only reason i am over drawn is because of bank charges and she siad its not a bank error i do not understand why i have to pay this as i already paid the amount i was overdrawn..
      What took you overdrawn? Was it a card payment or was it a Direct Debit?

      There is no such thing as an account where it is impossible to go into minus figures.
      Is the account a key account or a current account?
      "Family means that no one gets forgotten or left behind"
      (quote from David Ogden Stiers)

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