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Tesco/RBS

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  • Tesco/RBS

    Has anyone else got a card issued by Tesco Personal Finance Ltd but being threatened by a DCA for Royal Bank of Scotland? If so do you have an agreement with RBS?

    Worth checking. The company Tesco Personal Finance Ltd was closed down on 14th may last year. it's an ex company

    looks like a complete mess between Tesco and RBs.


    QCK
    Tags: None

  • #2
    Re: Tesco/RBS

    Tesco Group Limited were previously 50/50 ownership(if memory serves me right) of Tesco and RBS Group. Tesco bought out their half last year. I suspect if it is something from prior to that date, that RBS would chase up any amount that is allegedly owed.
    "Family means that no one gets forgotten or left behind"
    (quote from David Ogden Stiers)

    Comment


    • #3
      Re: Tesco/RBS

      Originally posted by QCKate View Post
      Has anyone else got a card issued by Tesco Personal Finance Ltd but being threatened by a DCA for Royal Bank of Scotland? If so do you have an agreement with RBS?

      Worth checking. The company Tesco Personal Finance Ltd was closed down on 14th may last year. it's an ex company

      looks like a complete mess between Tesco and RBs.


      QCK
      Yes I have a Tesco Card and was being chased by a DCA for RBS.

      I did hear a rumour the Tesco and RBS had fallen out big time and were refusing to co-operate with one another. But suspect this was just wishful thinking.

      I don't know about the legal position of RBS chasing a Tesco PF debt but the paperwork I have from inception does indicate that Tesco PF is a joint venture between Tesco and RBS.
      They were out to get me!! But now it's too late!!

      Comment


      • #4
        Re: Tesco/RBS

        yes Tesco Personal Finance Ltd (the name of the creditor is important) was a joint venture between Tesco and RBS. If you are being threatened by RBS or by a DCA on behalf of RBS surely you would want to request a copy of your agreement with RBS if you dont have one.

        QCK

        Comment


        • #5
          Re: Tesco/RBS

          Originally posted by basa48 View Post
          Yes I have a Tesco Card and was being chased by a DCA for RBS.

          I did hear a rumour the Tesco and RBS had fallen out big time and were refusing to co-operate with one another. But suspect this was just wishful thinking.

          I don't know about the legal position of RBS chasing a Tesco PF debt but the paperwork I have from inception does indicate that Tesco PF is a joint venture between Tesco and RBS.
          If yoyur agreement is with Tesco Personal Finance ltd (don't think it matters who the shareholders are, it was legal company in its own right) and you do not have an agreement with or a notice of assignment from TPF to RBS I don't see how RBS can legally chase. If it came to it who would you sue? more to the point is who could sue you?

          QCK

          Comment


          • #6
            Re: Tesco/RBS

            Originally posted by QCKate View Post
            yes Tesco Personal Finance Ltd (the name of the creditor is important) was a joint venture between Tesco and RBS. If you are being threatened by RBS or by a DCA on behalf of RBS surely you would want to request a copy of your agreement with RBS if you dont have one.

            QCK
            i had a card with tesco personal finance, i paid them on a full and final settlement in full amount owing last year and yes rbs were the bank i was dealing with, it was rbs who dealt with tescos side of the banking services

            Comment


            • #7
              Re: Tesco/RBS

              who would you chase for PPI as I had a Tesco card which I paid off in full but now wish to get the PPI Back ?
              If you think nobody cares if you're alive, try missing a couple of payments.

              sigpic

              Comment


              • #8
                Re: Tesco/RBS

                Originally posted by pompeyfaith View Post
                who would you chase for PPI as I had a Tesco card which I paid off in full but now wish to get the PPI Back ?
                There have been many buy outs and take overs:
                Barclays bought the Morgan Stanley cards;
                CitiGroup bought Egg etc..

                In answer to your question, PF:

                Tesco Personal Finance PLC
                The Interpoint Building
                22 Haymarket Yards
                Edinburgh
                Midlothian
                EH12 5BH

                Comment


                • #9
                  Re: Tesco/RBS

                  Thanks AC saved for future ref
                  If you think nobody cares if you're alive, try missing a couple of payments.

                  sigpic

                  Comment


                  • #10
                    Re: Tesco/RBS

                    Originally posted by pompeyfaith View Post
                    who would you chase for PPI as I had a Tesco card which I paid off in full but now wish to get the PPI Back ?
                    my cmc said the tesco clubcard i had and which is being processed now has just been put on hold by rbs p.f

                    Comment


                    • #11
                      Re: Tesco/RBS

                      Originally posted by Angry Cat View Post
                      There have been many buy outs and take overs:
                      Barclays bought the Morgan Stanley cards;
                      CitiGroup bought Egg etc..

                      In answer to your question, PF:

                      Tesco Personal Finance PLC
                      The Interpoint Building
                      22 Haymarket Yards
                      Edinburgh
                      Midlothian
                      EH12 5BH
                      Sorry changed mind and deleted response
                      Last edited by QCKate; 13th February 2011, 12:10:PM. Reason: Wish to delete message

                      Comment

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