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** SUCCESS ***Yet more charges - full refund hardship :)

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  • Re: Yet more charges

    Fantastic news Macho, a little light at the end of the tunnel.
    Any opinions I give are my own. Any advice I give is without liability. If you are unsure, please seek qualified legal advice.

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    • Re: Yet more charges

      Well done Mocha, fantasic news hun.

      Tutts xxxx

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      • Re: Yet more charges

        Great news. Well done.



        CJ

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        • Re: Yet more charges

          Well done that woman xx

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          • Re: Yet more charges

            Fab news, well done hun xxx

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            • Re: Yet more charges

              :whoo:

              cnjw
              CAVEAT LECTOR

              This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

              You and I do not see things as they are. We see things as we are.
              Cohen, Herb


              There is danger when a man throws his tongue into high gear before he
              gets his brain a-going.
              Phelps, C. C.


              "They couldn't hit an elephant at this distance!"
              The last words of John Sedgwick

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              • Re: ** SUCCESS ***Yet more charges - full refund hardship

                Ive been reading through MSE and other forums and I have not found any other hardship case with Natwest where they have refunded all the money and interest.

                Does anyone know why I've had a full refund plus interest ? Is this a sign of what is to come - full refunds for all? I'm not complaining - I am very happy with my refund - I just want to understand why it was a full refund.
                Dragging myself and my family back into the light with the help of Beagles.

                My Hardship Claim
                Me VS Abbey Win
                BIL HSBC Credit Card
                BIL EGG
                BIL HSBC Loan
                BIL PPI Win




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                • Re: ** SUCCESS ***Yet more charges - full refund hardship

                  I don't know of any cases Mocha, I do know of a number of cases where the amount refunded was higher than the amount claimed, but I had assumed it was either an error with the calculation or something like that unless they are going back any further than they are required to do.

                  Comment


                  • Re: ** SUCCESS ***Yet more charges - full refund hardship

                    It is strange - there does not seem to be any consistency - some cases really struggle and others seem to go easily - there does not seem to be any pattern even within the same banks.

                    I often wonder if they do look at your total household "rating" if you see what i mean to see if they think you are within the groups that in the future they do want to keep as customers if and when we have a recovery.

                    Cynical of me I know.
                    "What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

                    "Always reach for the moon, if you miss you'll end up among the stars"


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                    • Re: ** SUCCESS ***Yet more charges - full refund hardship

                      I would like to think it is the sign of things to come. But, I truely believe it was a well packaged claim and your I&E and your evidences showed that you were worthy to be helped imho.

                      Whatever the reason is, I am well pleased for you as it will help you to survive.

                      Tuttsi

                      Originally posted by Mochamoo View Post
                      Ive been reading through MSE and other forums and I have not found any other hardship case with Natwest where they have refunded all the money and interest.

                      Does anyone know why I've had a full refund plus interest ? Is this a sign of what is to come - full refunds for all? I'm not complaining - I am very happy with my refund - I just want to understand why it was a full refund.

                      Comment


                      • Re: ** SUCCESS ***Yet more charges - full refund hardship

                        I had been a customer of rbs for over 20 years, after several setbacks I have had a claim success. RBS repaid over £13K back to me in bank charges. I am in financial hardship using a debt management company. I have used these funds to pay my creditors but am still heavily in debt.

                        I have calculated that I am still owed over 4k, I am asking whether anyone feels it is likely that I will receive the full amount fron RBS? :help:

                        Comment


                        • Re: ** SUCCESS ***Yet more charges - full refund hardship

                          I think you've done very well to get as much as you did regardless of how bad your circumstances are.

                          If the OFT ultimately win the test case then the bank is required to pay the remainder of any part settlement under the FSA waiver conditions:

                          http://www.fsa.gov.uk/pages/Doing/Re...sp_monthly.pdf

                          (16)
                          if the firm attempts to resolve a relevant charges complaint after 27 July 2007:


                          (b)
                          in relation to such complaints, if the outcome of the test case produces a result that is more favourable to the complainant, the firm must take all reasonable steps to pay any difference in the amount of compensation actually received by the complainant and that that the complainant would have been entitled if his claim has not been settled by the firm then;






                          Originally posted by bonsai8 View Post
                          I had been a customer of rbs for over 20 years, after several setbacks I have had a claim success. RBS repaid over £13K back to me in bank charges. I am in financial hardship using a debt management company. I have used these funds to pay my creditors but am still heavily in debt.

                          I have calculated that I am still owed over 4k, I am asking whether anyone feels it is likely that I will receive the full amount fron RBS? :help:

                          Comment


                          • Re: ** SUCCESS ***Yet more charges - full refund hardship

                            Thanks EXC, it has been a very trying time and i am hoping i will have additional success have a PPI case pending with Paragon Finance. :tinysmile_hmm_t2:

                            Comment

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