Results 1 to 3 of 3

Thread: CCJ issued by Lowell HELP/ADVICE needed

  • Share
  • Thread Tools
  • Display
  1. #1
    Sammi371's Avatar

    Junior Member



    Joined
    Oct 2017
    Posts
    2
    Mentions
    0 Post(s)

    Unhappy CCJ issued by Lowell HELP/ADVICE needed

    Hi everyone, this is my first post on this forum so apologies if anything isnít clear or missed. I am in the process of trying to resolve debt from 2011-2014 ish.. basically Iíve been a long term sufferer of anxiety and depression and admittedly ignored a lot of debt for a number of years, which has in the long run made my health worse!
    The one debt id like some advice on is a credit card debt which seems to have been sold to Lowell, I believe I took this card out in 2011 and since then have lived in various properties so ultimately lost track of this debt, I have recently noticed that Lowell have issued a CCJ against me for this debt but the address they sent the letters to was one I lived in approx 2/3 years before I even got the credit card. Obviously claim forms werenít seen by myself and I could not file a defence or affordable amount. My question is could this CCJ be set aside due to the fact they sent letters to an address previous to the address I was living in when the initial debt was taken out? I am looking to pay this off in full as donít really have much choice to do anything else, Iím just devastated that this will remain on my account for 6 years now.
    Any advice would be appreciated and anything Iíve missed just ask
    thank you in advance!

  2. #2
    charitynjw's Avatar

    VIP Member



    Joined
    Sep 2009
    Posts
    12,358
    Mentions
    659 Post(s)

    Default Re: CCJ issued by Lowell HELP/ADVICE needed

    Hi & welcome to LB.

    How much (£approx) is this for?

    Set-asides requests should be dealt with promptly.
    Write to the judgment creditor (ie the firm whose name is on the claim form/judgment notice) & request their consent for a set-aside due to an incorrect address used on the court claim.
    Details of the judgment can be found on Trust Online..... https://www.trustonline.org.uk/
    Further details can then be obtained from whichever court handed down the (default?) judgment.
    CAVEAT LECTOR

    This is only my opinion - "
    Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

  3. #3
    Sammi371's Avatar

    Junior Member



    Joined
    Oct 2017
    Posts
    2
    Mentions
    0 Post(s)

    Default Re: CCJ issued by Lowell HELP/ADVICE needed

    Quote Originally Posted by charitynjw View Post
    Hi & welcome to LB.

    How much (£approx) is this for?

    Set-asides requests should be dealt with promptly.
    Write to the judgment creditor (ie the firm whose name is on the claim form/judgment notice) & request their consent for a set-aside due to an incorrect address used on the court claim.
    Details of the judgment can be found on Trust Online..... https://www.trustonline.org.uk/
    Further details can then be obtained from whichever court handed down the (default?) judgment.

    It was for approx £800 however it was issued in July/Aug will I still be able to do this?
    Would I need to contact the court too? Or just the debt collection agent who issued it initially?

    Thank you

Similar Threads

  1. Advice needed Smarting Parking Birmingham have issued me with a PNC
    By HollywoodSixx13 in forum PPC's - Parking Charge Notices
    Replies: 16
    : 7th July 2017, 12:09:PM
  2. Replies: 14
    : 16th June 2017, 11:19:AM
  3. Advice needed re Lowell Financial and Vodafone
    By Starwarskids in forum Welcome Forum
    Replies: 1
    : 1st June 2016, 09:09:AM
  4. Advice needed - Lowell and BW Legal
    By Sammyboy84 in forum Received a Court Claim?
    Replies: 20
    : 4th February 2016, 04:38:AM
  5. Hello/ advice needed Lowell Bw Legal
    By Sammyboy84 in forum Welcome Forum
    Replies: 2
    : 15th January 2016, 00:55:AM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Contact Us



© Celame (UK) Ltd 2017
LegalBeaglesģ are DPA Registered No. ZA158014
LegalBeaglesģ is the trading name of CELAME (UK) LIMITED ( 09220332 )
Registered Address: 25 Moorgate, London, England, EC2R 6AY
VAT registration number 206 9740 02
User Alert System provided by Advanced User Tagging v3.1.3 (Lite) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
Feedback Buttons provided by Advanced Post Thanks / Like (Lite) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd. Runs best on HiVelocity Hosting.
Celame (UK) Ltd Powered by vBulletin® Version 4.2.3
Copyright © 2017 vBulletin Solutions, Inc. All rights reserved.

To find out more about managing your money and getting free advice, visit the Money Advice Service,an independent service set up to help people manage their money.

TOP