Tweet
Hi,
I received a claim form from the County Court business centre in Northampton. Its originally for money owed to MBNA from 2004. Iīm not sure if I can go down the statute barred route as I havenīt kept a good record of whoīs been contacting me, I owe to a few more companies and a bank from around the same time. Iīve replied online today contesting the debt(hoping it might be statute barred or they donīt have their paperwork in order(they canīt get hold of the original contract etc)). Iīm about to send off the filled in CCA form to the claimants. Iīm not entirely sure what to put on the CPR request letter to the Restons the solicitors who are acting on behalf of Arrow.
My query is the date I should put on for filing my defence and what I should put on the Agreement/Contract request.
Another thing is Iīve been ill for the past week or so and have only replied online to the claim court today, this is 15 days after the date of the letter. IE Iīve replied after the maximum of 14 days. I am under the understanding that there are 5 days grace to possibly go on top? Or is this only for postal replies. What Iīm asking is, as Iīve gone over the 14 days, the case will be dealt with assuming I havenīt replied.
The last problem is the letters are going to my last address in the UK. I now live temporarily with relations in Spain as Iīm not working. I donīt want letters going to my friend who kindly put me up in the UK anymore, so I put No fixed address on the claim form. I didnīt want to include the address here in Spain either as I donīt want my relations knowing of my situation or them getting the same hassles from the various debt collectors. I forgot to mention, the amount I owe is circa 5000. I owe to other cards and banks a total of 22,000.
I donīt know if I should be creating a new post. Iīm not familiar with forum etiquette as I donīt often use them, so I apologise in advance if this is wrong.
Thanks
Woody
I received a claim form from the County Court business centre in Northampton. Its originally for money owed to MBNA from 2004. Iīm not sure if I can go down the statute barred route as I havenīt kept a good record of whoīs been contacting me, I owe to a few more companies and a bank from around the same time. Iīve replied online today contesting the debt(hoping it might be statute barred or they donīt have their paperwork in order(they canīt get hold of the original contract etc)). Iīm about to send off the filled in CCA form to the claimants. Iīm not entirely sure what to put on the CPR request letter to the Restons the solicitors who are acting on behalf of Arrow.
My query is the date I should put on for filing my defence and what I should put on the Agreement/Contract request.
Another thing is Iīve been ill for the past week or so and have only replied online to the claim court today, this is 15 days after the date of the letter. IE Iīve replied after the maximum of 14 days. I am under the understanding that there are 5 days grace to possibly go on top? Or is this only for postal replies. What Iīm asking is, as Iīve gone over the 14 days, the case will be dealt with assuming I havenīt replied.
The last problem is the letters are going to my last address in the UK. I now live temporarily with relations in Spain as Iīm not working. I donīt want letters going to my friend who kindly put me up in the UK anymore, so I put No fixed address on the claim form. I didnīt want to include the address here in Spain either as I donīt want my relations knowing of my situation or them getting the same hassles from the various debt collectors. I forgot to mention, the amount I owe is circa 5000. I owe to other cards and banks a total of 22,000.
I donīt know if I should be creating a new post. Iīm not familiar with forum etiquette as I donīt often use them, so I apologise in advance if this is wrong.
Thanks
Woody
Comment