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Court Claim - Lowell / Three - 7-9-2017

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  • Court Claim - Lowell / Three - 7-9-2017

    Received a claim? Yes
    Issue Date: 7-9-2017
    Amount approx: 333.56
    Claimant: Lowell
    Solicitor: Lowell solicitors limited
    Original Credit: Three

    Particulars of Claim:


    Stat Barred? No

    Have sent: Acknowledged the Claim

    Other Info:
    Tags: None

  • #2
    Re: Court Claim - Lowell / Three - 7-9-2017

    Hi sorry my original thread , i received this court letter the other day i have no experience dealing with issues like this , i took out a dongle when i was 18 * 23 now , i dint pay it i was stupid and got internet and forgot, after getting this letter i panicked and rang lowell to sort out a payment plan but they told me i will have a immediate CCJ , have to pay £40 then we can discuss the payment plan, i hung up , i've stated i want to defend this claim and sent my acknowledgement but im unsure if i have any grounds to stand on after calling them , can anyone help me? i dont understand the court system , letters or anything :/

    Comment


    • #3
      Re: Court Claim - Lowell / Three - 7-9-2017

      Anyone? Please

      Comment


      • #4
        Re: Court Claim - Lowell / Three - 7-9-2017

        Hi &welcome to LB.

        What were the payment arrangements?
        Were they governed by the Consumer Credit Act? (You would probably have signed a finance agreement if so).
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb


        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.


        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment


        • #5
          Re: Court Claim - Lowell / Three - 7-9-2017

          Originally posted by charitynjw View Post
          Hi &welcome to LB.

          What were the payment arrangements?
          Were they governed by the Consumer Credit Act? (You would probably have signed a finance agreement if so).
          Hi thanks for the reply, I can't remember as I signed up online, i don't think I made any payments as I had internet on within a month it was too long ago to remember

          Comment


          • #6
            Re: Court Claim - Lowell / Three - 7-9-2017

            Ok

            If it were me I'd send a CPR 31.14 letter to the solicitors for disclosure of evidence, plus a SAR to 3(Three....ie Hutchison).
            (Example templates at top of this thread).
            If you post up the Particulars, we could suggest what to ask for re the 31.14.
            Keep copies, get proof of posting.
            CAVEAT LECTOR

            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

            You and I do not see things as they are. We see things as we are.
            Cohen, Herb


            There is danger when a man throws his tongue into high gear before he
            gets his brain a-going.
            Phelps, C. C.


            "They couldn't hit an elephant at this distance!"
            The last words of John Sedgwick

            Comment

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