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Credit Search Without Authority

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  • Credit Search Without Authority

    Basically a HMRC have done a credit search on me without my authority. I haven't had good credit for a long time, but I'm working on it and slowly bringing things up. Having worked in the industry I can tell you that excessive numbers of searches can lead to your credit score lowering as it can appear without looking at the full file that you are applying for lots of credit and thus probably in financial trouble.

    I am obviously going to write to them to find out what they think they're playing at? However, I wondered if there are any beagles whom know if the actions are in contravention of any law as I'd quite like to drive the point home when I write?
    COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

    My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.

    Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays.
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