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Thread: Robinson Way threatening over old HSBC flexiloan

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  1. #26
    Kati's Avatar

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    Default Re: Robinson Way threatening over old HSBC flexiloan - HELP needed.

    Quote Originally Posted by Diana M View Post
    I haven't received an email from you.

    Did you send it to the correct address (it’s in my signature at the bottom of this post)?

    Di
    I may be mistaken, but I think Lee means the post he quoted (not an actual email) xx
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  2. #27
    leehardy83's Avatar

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    Default Re: Robinson Way threatening over old HSBC flexiloan - HELP needed.

    Quote Originally Posted by Diana M View Post
    I haven't received an email from you.

    Did you send it to the correct address (it’s in my signature at the bottom of this post)?

    Di
    Sorry Diana, i used the word email, I meant post. I wrote a reply the day before yesterday i believe asking for your advice.

  3. #28
    leehardy83's Avatar

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    Default Re: Robinson Way threatening over old HSBC flexiloan - HELP needed.

    Quote Originally Posted by Diana M View Post
    I haven't received an email from you.

    Did you send it to the correct address (it’s in my signature at the bottom of this post)?

    Di
    Any advice on which of thse next steps i should take guys?

    Hi again @Diana M, @Amethyst et al. I am going to reply to Robbo's Way this week as they are expecting a reply.

    Just wondering what the best bet is.
    To summarise, @Amethyst felt I could:
    •Use the statute barred template from here to reply to them
    •Include another CCA request - remind them of consequence of their non compliance
    •Ask for a copy of the default notice and notice of assignment
    •Tell them the account is in dispute and If they are considering court action, I intend to defend the case strongly

    @Diana M felt i could:
    •Maybe not send a stature barred letter as it may encourage them to try beat the clock
    •No need to send another CCA request

    Should I tell them
    i believe they are wrong and that is it isnt an overdraft at this point?

    What do we think should be my next reply?


    Thanks as usual guys. Life savers honestly.

  4. #29
    Diana M's Avatar

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    Default Re: Robinson Way threatening over old HSBC flexiloan - HELP needed.

    Quote Originally Posted by leehardy83 View Post
    Sorry Diana, i used the word email, I meant post. I wrote a reply the day before yesterday i believe asking for your advice.
    Okay thanks for clarifying

    I gave you my thoughts in post # 21 and they haven’t changed.

    You’ve reached a point where you need to decide for yourself what to do. Forums are about giving information and making suggestions but ultimately it’s your choice and your decision on what to do or say (or not do or not say).

    I’ll simply remind you of your concern that the debt may not be Statute Barred until 11th November (ie next month).

    Di
    I am a Litigation Executive at Joanna Connolly Solicitors a firm which specializes in consumer credit.

    This forum’s site rules don’t allow me to give advice by PM but if you need to contact me please email [email protected]. Our initial advice is always free.


    Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

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