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Please can someone explain in simple idiot terms the name in which proceedings should be brought in the following case. I realise the importance of using the correct names and that claims are often brought by/against parties who have been incorrectly named: -
Sygma Bank commenced proceedings in County Court for JJB credit card debt, however as far as I can see Sygma Bank has never held a Consumer Credit Licence but Creation Financial Services Ltd (which is one of its trading names) holds a licence.
The Credit card statements state CREATION, but state underneath the word CREATION "your account card is with Sygma Bank UK
Given that SYGMA doesnt hold a Consumer Credit Licences should the claimant be shown as Creation and not SYGMA BANK
Sygma Bank commenced proceedings in County Court for JJB credit card debt, however as far as I can see Sygma Bank has never held a Consumer Credit Licence but Creation Financial Services Ltd (which is one of its trading names) holds a licence.
The Credit card statements state CREATION, but state underneath the word CREATION "your account card is with Sygma Bank UK
Given that SYGMA doesnt hold a Consumer Credit Licences should the claimant be shown as Creation and not SYGMA BANK
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