Hi,
Ill keep this short.
I received a CCJ less than a month ago and last week i was sent a letter from Andrew Wilson & Co stating i must pay £900 odd by Wednesday 13th 17:00.
Obviously very nervous decided to research only to find that an enforcement officer visit adds around £500 to the debt taking this upto £1400.
As a result i contacted the creditor (iwoca) to ask whether i could make three payments over three months to (1) prevent further fees (2) to ensure no items were removed from my house.
All correspondence has been by emailed anyway the creditor agreed and said his solicitors (shoosmiths) will be in contact Monday 11th Feb to make arrangements (phew...or i thought) received an email from their creditors solicitors stating agreement can be made however this has to be done with enforcement officer (Andrew Wilson).
I contacted by phone today stating i had email confirming i can setup three monthly payments however they stated on the phone that its tough - if payment isnt made by 17:00 tomorrow (Wed 13th) then enforcement officer will visit increasing my cost by £500.
Surely if the creditor and their solicitor agrees to the monthly payment that the enforcement officer shouldnt need to come to me costing me £500??? and more concerned that they wont do monthly payment and will want full payment of items from my house??
Please someone let me know where i stand with this?
Thanks
Ill keep this short.
I received a CCJ less than a month ago and last week i was sent a letter from Andrew Wilson & Co stating i must pay £900 odd by Wednesday 13th 17:00.
Obviously very nervous decided to research only to find that an enforcement officer visit adds around £500 to the debt taking this upto £1400.
As a result i contacted the creditor (iwoca) to ask whether i could make three payments over three months to (1) prevent further fees (2) to ensure no items were removed from my house.
All correspondence has been by emailed anyway the creditor agreed and said his solicitors (shoosmiths) will be in contact Monday 11th Feb to make arrangements (phew...or i thought) received an email from their creditors solicitors stating agreement can be made however this has to be done with enforcement officer (Andrew Wilson).
I contacted by phone today stating i had email confirming i can setup three monthly payments however they stated on the phone that its tough - if payment isnt made by 17:00 tomorrow (Wed 13th) then enforcement officer will visit increasing my cost by £500.
Surely if the creditor and their solicitor agrees to the monthly payment that the enforcement officer shouldnt need to come to me costing me £500??? and more concerned that they wont do monthly payment and will want full payment of items from my house??
Please someone let me know where i stand with this?
Thanks
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